feat: 添加投资方案、FIRE理财配置及家庭收支分析工具
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# CodeBuddy
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.codebuddy/
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# ---> Node
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# Logs
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logs
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+108
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# 投资原则
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- 目标是获取市场平均回报而不是超额回报，除了机会部分的资金，其他禁止投单只股票或者高风险标的，仅投资可以低频操作的宽基ETF
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- 撤回红线定在总资本的三分之一，单笔或者累计亏损不要超过这个数，守住本金。
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- 黄金是系统保险，必须保持10%左右
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- 不要保留超过10万现金。通胀会吞掉现金
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- 分散投资，降低风险，在不同领域，不同方向分散，而不是在一个方向上的具体标的物分散。
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- 当大盘的30%因为浮盈获利使其占资金总盘百分比超过35%时，可以将这5%挪到债基，基本锁定这部分盈利，降低风险。
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- 不要碰自己不理解的资产。
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- 原则优先于聪明，一定要遵守原则。
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# 整体投资方案（5-7年投资计划）
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> 总资金：200万
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## 资产配置总览
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| 层级 | 占比 | 金额 | 预期年化 | 标的物 | 代码 |
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|------|:----:|:----:|:----:|------|:----:|
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| 活钱 | 5% | 10万 | 1%+ | 朝朝宝（当前不动） | — |
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| 黄金 | 10% | 20万 | 5%+ | 华安黄金ETF | 518880 |
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| 纯防守·短债 | 16% | 32万 | 2%+ | 中银季季享90天滚动 | 016149 |
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| 纯防守·国债替代 | 12% | 24万 | 2%+ | 中信保诚至泰中短债A | 004155 |
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| 纯防守·长债 | 12% | 24万 | 2%+ | 广发集富纯债 | 003039 |
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| 低波红利 | 10% | 20万 | 4%+ | 中证红利ETF（招商） | 515080 |
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| 进攻·沪深300 | 15% | 30万 | 10%+ | 易方达沪深300ETF | 510310 |
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| 进攻·恒生 | 10% | 20万 | 10%+ | 恒生ETF | 159920 |
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| 进攻·标普500 | 5% | 10万 | 10%+ | 博时标普500ETF联接A | 050025 |
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| 机会 | 5% | 10万 | — | 电动车/新能源/AI/港股/科创50ETF | — |
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## 建仓说明
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| 层级 | 标的物 | 费率 | 建仓节奏 |
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|------|------|------|------|
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| 黄金 518880 | 年费0.2% | 分5批，5万/批，每月1次 |
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| 短债 016149 | 买入0.03%，管理0.25%/年 | 一次性建仓，90天锁定期，赎回无费率 |
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| 国债替代 004155 | 买入0.08%，管理0.35%/年 | 一次性建仓，优先买入；<30天赎回0.1%，>30天免费 |
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| 长债 003039 | 买入0.08%，管理0.4%/年 | 分2次隔几天建仓，次优先；<1年赎回0.1%，<2年0.05%，>2年免费 |
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| 红利 515080 | — | 分5批，4万/批，隔3-4周，逢低买入，持有3年以上 |
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| 沪深300 510310 | 年费0.2% | 分5个月，6万/月（PE偏高，慎重） |
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| 恒生 159920 | 年费0.6% | 分5个月，3万/月 |
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| 标普500 050025 | 年费0.85% | 分10批定投，1万/次 |
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---
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# 后续投入（每月2万定投）
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> 按整体方案比例分配，长期执行，不择时。
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| 方向 | 占比 | 月投金额 | 产品 | 代码 | 投入方式 |
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|------|:----:|:----:|------|:----:|------|
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| 黄金 | 10% | 2,000 | 华安黄金ETF联接 | 000216 | 定投 |
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| 短债 | 16% | 3,200 | 中银季季享90天滚动 | 016149 | 定投/手动 |
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| 国债替代 | 12% | 2,400 | 中信保诚至泰中短债A | 004155 | 定投/手动 |
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| 长债 | 12% | 2,400 | 广发集富纯债 | 003039 | 定投/手动 |
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| 红利 | 10% | 2,000 | 中证红利ETF联接 | 012643 | 定投 |
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| 沪深300 | 15% | 3,000 | 沪深300ETF联接 | 110020 | 定投 |
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| 恒生 | 10% | 2,000 | 恒生ETF联接 | 000071 | 定投 |
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| 标普500 | 5% | 1,000 | 博时标普500ETF联接A | 050025 | 定投 |
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| 机会 | 5% | 1,000 | 择时投入 | — | 手动 |
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| 机动 | — | 1,000 | 货币基金暂存 | — | — |
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| **合计** | **100%** | **20,000** | | | |
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> 注：活钱层（5%）已满10万上限，后续定投不再追加，2万按其余95%等比分配后取整。
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---
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# 初期建仓节奏
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> 总目标200万：朝朝宝10万（已到位）+ 其余190万分5个月主力建仓 + 标普500持续定投。
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## 月度建仓计划
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| 月份 | 黄金 518880 | 红利 515080 | 短债 016149 | 国债替代 004155 | 长债 003039 | 沪深300 510310 | 恒生 159920 | 标普500 050025 | 机会 | 月合计 |
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|------|:----------:|:----------:|:----------:|:--------------:|:----------:|:--------------:|:----------:|:--------------:|:----:|:------:|
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| **8月**（第1批88万） | 5万① | 4万① | 32万 | 24万 | 12万① | 6万① | 4万① | 1万① | — | **88万** |
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| **9月** | 5万② | 4万② | — | — | 12万② | 6万② | 4万② | 1万② | — | **32万** |
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| **10月** | 5万③ | 4万③ | — | — | — | 6万③ | 4万③ | 1万③ | — | **20万** |
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| **11月** | 5万④ | 4万④ | — | — | — | 6万④ | 4万④ | 1万④ | — | **20万** |
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| **12月** | — | 4万⑤ | — | — | — | 6万⑤ | 4万⑤ | 1万⑤ | — | **15万** |
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| **1-5月**（标普收尾） | — | — | — | — | — | — | — | 1万/月 | — | **5万** |
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| **机会**（择时） | — | — | — | — | — | — | — | — | 10万 | **10万** |
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| **累计** | **20万** | **20万** | **32万** | **24万** | **24万** | **30万** | **20万** | **10万** | **10万** | **190万** |
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## 8月建仓明细（第1批 95万到账）
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| 标的 | 代码 | 金额 | 说明 |
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|------|:----:|:----:|------|
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| 中银季季享90天 | 016149 | 32万 | 短债，一次性建仓 |
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| 中信保诚至泰中短债 | 004155 | 24万 | 国债替代，一次性，优先买入 |
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| 广发集富纯债 | 003039 | 12万 | 长债第1批（共2批） |
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| 沪深300ETF | 510310 | 6万 | 第1批（共5批） |
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| 华安黄金ETF | 518880 | 5万 | 第1批（共4批） |
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| 中证红利ETF | 515080 | 4万 | 第1批（共5批） |
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| 恒生ETF | 159920 | 4万 | 第1批（共5批） |
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| 标普500联接A | 050025 | 1万 | 第1批，开启定投 |
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| **合计** | | **95万** | |
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## 各标的建仓进度
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| 资产 | 目标 | 完成时间 |
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|------|:----:|------|
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| 黄金 518880 | 20万 | 8-11月，4批×5万 |
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| 红利 515080 | 20万 | 8-12月，5批×4万 |
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| 短债 016149 | 32万 | 8月一次性 |
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| 国债替代 004155 | 24万 | 8月一次性 |
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| 长债 003039 | 24万 | 8月+9月，2批×12万 |
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| 沪深300 510310 | 30万 | 8-12月，5批×6万 |
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| 恒生 159920 | 20万 | 8-12月，5批（3+4+4+4+5万） |
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| 标普500 050025 | 10万 | 8月-次年5月，10批×1万定投 |
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| 机会 | 10万 | 择时，不定期 |
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@@ -1,3 +1,12 @@
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# invest_tools
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投资工具
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投资项目，包括投资工具，投资计划，投资知识
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# 待学习投资知识
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- 货币基金运作逻辑
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- 债券基金的运作逻辑
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- 红利股的运作逻辑
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- 黄金的运作逻辑
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- 指数基金的运作逻辑
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- 公司财报、估值与股票基本面
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- K线与技术面
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@@ -0,0 +1,786 @@
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"# 招商银行交易记录"
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"# 导出时间: [ 2026-07-26 15:52:00]"
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"# 账 号: [一卡通:6214********1207 招商银行]"
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"# 币 种: [ 人民币]"
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"# 起始日期: [20250726] 终止日期: [20260726]"
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"# 过滤设置: 无"
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""
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"交易日期","交易时间","收入","支出","余额","交易类型","交易备注"
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" 20260726"," 10:42:53","","5.40","17845.98","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
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" 20260726"," 07:06:19","","1.00","17851.38","网联协议支付"," 支付宝-特约商户 "
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" 20260726"," 07:06:05","","1.00","17852.38","网联协议支付"," 支付宝-特约商户 "
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" 20260725"," 07:05:25","","1.00","17853.38","网联协议支付"," 支付宝-特约商户 "
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" 20260725"," 07:05:21","","1.00","17854.38","银联快捷支付"," 支付宝-支付宝-消费 "
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" 20260724"," 19:33:35","","8.16","17855.38","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
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" 20260724"," 07:05:47","","1.00","17863.54","网联协议支付"," 支付宝-特约商户 "
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" 20260723"," 17:06:48","","79.80","17865.54","银联在线支付"," 银联在线支付，（特约）中信银行(信用卡还款) "
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" 20260723"," 07:03:05","","1.00","17945.34","网联协议支付"," 支付宝-特约商户 "
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" 20260723"," 07:03:01","","1.00","17946.34","网联协议支付"," 支付宝-特约商户 "
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" 20260722"," 15:13:14","","326.90","17947.34","银联在线支付"," 银联在线支付，（特约）美团 "
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" 20260722"," 07:03:13","","1.00","18275.24","银联快捷支付"," 支付宝-支付宝-消费 "
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" 20260721"," 17:06:15","","4837.27","18276.24","信用卡自动还款"," 信用卡自扣 "
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" 20260721"," 07:03:09","","1.00","23113.51","网联协议支付"," 支付宝-特约商户 "
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" 20260721"," 07:03:03","","1.00","23114.51","网联协议支付"," 支付宝-特约商户 "
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" 20260720"," 08:20:05","","85.00","23115.51","银联快捷支付"," 京东支付-京东商城-洁客京东自营旗舰店 "
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" 20260720"," 07:19:07","","1.00","23200.51","网联协议支付"," 支付宝-特约商户 "
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" 20260720"," 07:19:01","","1.00","23201.51","网联协议支付"," 支付宝-特约商户 "
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" 20260720"," 01:12:08","","150000.00","23202.51","理财申购"," JY040242|20260716139000000379 "
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" 20260719"," 10:22:55","","10.78","173202.51","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
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" 20260719"," 07:57:40","","3.60","173213.29","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
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" 20260719"," 07:57:00","","4.75","173216.89","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
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" 20260719"," 07:06:25","","1.00","173221.64","网联协议支付"," 支付宝-特约商户 "
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" 20260719"," 07:06:13","","1.00","173222.64","网联协议支付"," 支付宝-特约商户 "
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" 20260718"," 17:26:05","","6.00","173223.64","银联快捷支付"," 财付通-微信支付-扫二维码付款 "
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" 20260718"," 07:05:27","","1.00","173229.64","网联协议支付"," 支付宝-特约商户 "
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" 20260718"," 07:05:23","","1.00","173230.64","网联协议支付"," 支付宝-特约商户 "
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" 20260716"," 09:42:39","19955.57","","173233.64","行内转入"," 转账 张青"
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" 20260716"," 07:03:19","","1.00","153278.07","网联协议支付"," 支付宝-特约商户 "
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" 20260716"," 07:03:09","","1.00","153279.07","网联协议支付"," 支付宝-特约商户 "
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" 20260715"," 17:30:50","38756.67","","153280.07","工资"," 代发 "
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" 20260715"," 07:03:51","","1.00","114523.40","网联协议支付"," 支付宝-特约商户 "
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" 20260715"," 07:03:47","","1.00","114524.40","网联协议支付"," 支付宝-特约商户 "
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" 20260714"," 15:17:55","","5.69","114525.40","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
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" 20260714"," 09:53:02","5000.00","","114531.09","网联退款"," 财付通-微信支付-微信转账 "
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" 20260714"," 07:03:13","","1.00","109531.09","网联协议支付"," 支付宝-特约商户 "
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" 20260714"," 07:03:05","","1.00","109532.09","网联协议支付"," 支付宝-特约商户 "
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" 20260713"," 09:53:00","","5000.00","109533.09","网联协议支付"," 财付通-微信支付-微信转账 "
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" 20260713"," 07:19:11","","1.00","114533.09","网联协议支付"," 支付宝-特约商户 "
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" 20260713"," 07:18:57","","1.00","114534.09","网联协议支付"," 支付宝-特约商户 "
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" 20260712"," 11:00:50","","13.15","114535.09","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
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" 20260712"," 07:57:30","","5.40","114548.24","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
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" 20260712"," 07:06:29","","1.00","114553.64","网联协议支付"," 支付宝-特约商户 "
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" 20260712"," 07:06:17","","1.00","114554.64","网联协议支付"," 支付宝-特约商户 "
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" 20260711"," 07:05:33","","1.00","114555.64","网联协议支付"," 支付宝-特约商户 "
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" 20260711"," 07:05:27","","1.00","114556.64","网联协议支付"," 支付宝-特约商户 "
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||||
" 20260710"," 07:34:34","","2500.00","114557.64","转账汇款"," 房贷 张青"
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||||
" 20260710"," 07:06:13","","1.00","117057.64","网联协议支付"," 支付宝-特约商户 "
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" 20260710"," 07:05:47","","1.00","117058.64","银联快捷支付"," 支付宝-支付宝-消费 "
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||||
" 20260709"," 07:03:11","","1.00","117059.64","银联快捷支付"," 支付宝-支付宝-消费 "
|
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" 20260709"," 07:03:05","","1.00","117060.64","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260708"," 20:40:34","","1.71","117061.64","网联协议支付"," 支付宝-高景鑫 "
|
||||
" 20260708"," 15:34:00","","9.10","117063.35","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260708"," 11:30:07","","5.21","117072.45","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260708"," 07:03:23","","1.00","117077.66","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260708"," 07:03:21","","1.00","117078.66","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260707"," 15:05:10","","6.64","117079.66","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260707"," 07:03:15","","1.00","117086.30","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260707"," 07:03:09","","1.00","117087.30","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260706"," 07:19:29","","1.00","117088.30","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260706"," 07:19:13","","1.00","117089.30","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260705"," 08:00:25","","5.40","117090.30","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260705"," 07:06:41","","1.00","117095.70","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260705"," 07:06:27","","1.00","117096.70","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260704"," 07:05:31","","1.00","117097.70","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260704"," 07:05:25","","1.00","117098.70","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260703"," 07:06:03","","1.00","117099.70","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260703"," 07:05:35","","1.00","117100.70","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260702"," 07:03:19","","1.00","117101.70","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260702"," 07:03:13","","1.00","117102.70","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260701"," 10:50:17","","5.69","117103.70","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260701"," 09:09:37","","20000.00","117109.39","银证转账"," 第三方存管活期转保证金 "
|
||||
" 20260701"," 07:12:27","","1.00","137109.39","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260701"," 07:12:15","","1.00","137110.39","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260630"," 07:03:17","","1.00","137111.39","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260630"," 07:03:11","","1.00","137112.39","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260629"," 07:19:33","","1.00","137113.39","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260629"," 07:19:23","","1.00","137114.39","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260628"," 07:06:57","","1.00","137115.39","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260628"," 07:06:45","","1.00","137116.39","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260627"," 14:34:38","218.00","","137117.39","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260627"," 11:20:50","","80.10","136899.39","银联快捷支付"," 京东支付-京东商城-纽曼影音京东自营旗舰店 "
|
||||
" 20260627"," 09:18:11","","126.00","136979.49","银联快捷支付"," 京东支付-京东商城-华为京东自营旗舰店 "
|
||||
" 20260627"," 07:05:35","","1.00","137105.49","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260627"," 07:05:27","","1.00","137106.49","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260626"," 07:06:05","","1.00","137107.49","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260626"," 07:05:41","","1.00","137108.49","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260625"," 10:31:13","","14.22","137109.49","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260625"," 07:03:19","","1.00","137123.71","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260625"," 07:03:17","","1.00","137124.71","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260624"," 10:12:48","","3.59","137125.71","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260624"," 07:03:29","","1.00","137129.30","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260624"," 07:03:27","","1.00","137130.30","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260623"," 10:46:09","","1.89","137131.30","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260623"," 07:03:21","","1.00","137133.19","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260623"," 07:03:15","","1.00","137134.19","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260622"," 15:57:40","","51.50","137135.19","银联在线支付"," 银联在线支付，（特约）中信银行(信用卡还款) "
|
||||
" 20260622"," 15:55:48","","136.50","137186.69","银联在线支付"," 银联在线支付，（特约）中信银行(信用卡还款) "
|
||||
" 20260622"," 10:19:06","","10.90","137323.19","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260622"," 07:19:51","","1.00","137334.09","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260622"," 07:19:37","","1.00","137335.09","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260621"," 19:53:26","","218.00","137336.09","银联快捷支付"," 支付宝-支付宝-消费-谢晓钰 "
|
||||
" 20260621"," 17:06:13","","3274.28","137554.09","信用卡自动还款"," 信用卡自扣 "
|
||||
" 20260621"," 10:49:51","","200.00","140828.37","网联协议支付"," 财付通-微信支付-微信红包 "
|
||||
" 20260621"," 10:49:23","","200.00","141028.37","银联快捷支付"," 财付通-微信支付-微信红包 "
|
||||
" 20260621"," 07:06:41","","1.00","141228.37","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260621"," 07:06:31","","1.00","141229.37","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260621"," 04:05:30","11.07","","141230.37","账户结息"," 结息：11.07扣税：0.00 "
|
||||
" 20260620"," 07:05:49","","1.00","141219.30","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260620"," 07:05:41","","1.00","141220.30","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260619"," 14:05:04","","68.00","141221.30","银联快捷支付"," 支付宝-支付宝-消费-李智 "
|
||||
" 20260619"," 07:06:07","","1.00","141289.30","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260619"," 07:05:41","","1.00","141290.30","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260618"," 21:56:08","","7.01","141291.30","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260618"," 07:03:19","","1.00","141298.31","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260618"," 07:03:17","","1.00","141299.31","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260617"," 07:03:29","","1.00","141300.31","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260617"," 07:03:27","","1.00","141301.31","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260616"," 07:03:33","","1.00","141302.31","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260616"," 07:03:23","","1.00","141303.31","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260615"," 15:40:27","38756.67","","141304.31","工资"," 代发 "
|
||||
" 20260615"," 07:20:27","","1.00","102547.64","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260615"," 07:20:15","","1.00","102548.64","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260614"," 10:40:53","","20.00","102549.64","银联快捷支付"," 支付宝-支付宝-消费-吴语心 "
|
||||
" 20260614"," 10:32:04","","8.00","102569.64","网联协议支付"," 支付宝-洪鏐栾 "
|
||||
" 20260614"," 07:07:33","","1.00","102577.64","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260614"," 07:06:43","","1.00","102578.64","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260613"," 07:05:39","","1.00","102579.64","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260613"," 07:05:31","","1.00","102580.64","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260612"," 10:22:42","","1.89","102581.64","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260612"," 07:06:11","","1.00","102583.53","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260612"," 07:05:45","","1.00","102584.53","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260611"," 07:03:23","","1.00","102585.53","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260611"," 07:03:17","","1.00","102586.53","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260610"," 07:15:40","","2500.00","102587.53","转账汇款"," 房贷 张青"
|
||||
" 20260610"," 07:03:47","","1.00","105087.53","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260610"," 07:03:47","","1.00","105088.53","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260609"," 18:08:32","","18.00","105089.53","银联快捷支付"," 支付宝-支付宝-消费-刘继红 "
|
||||
" 20260609"," 10:34:44","","16.88","105107.53","网联协议支付"," 支付宝-李安琪 "
|
||||
" 20260609"," 07:03:25","","1.00","105124.41","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260609"," 07:03:17","","1.00","105125.41","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260608"," 13:00:48","","4.19","105126.41","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260608"," 07:20:03","","1.00","105130.60","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260608"," 07:19:55","","1.00","105131.60","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260607"," 07:06:47","","1.00","105132.60","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260607"," 07:06:37","","1.00","105133.60","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260606"," 07:05:45","","1.00","105134.60","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260606"," 07:05:37","","1.00","105135.60","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260605"," 07:06:19","","1.00","105136.60","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260605"," 07:05:53","","1.00","105137.60","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260604"," 08:15:46","32990.02","","105138.60","银联代付"," 上海天天基金销售有限公司 "
|
||||
" 20260604"," 07:03:21","","1.00","72148.58","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260604"," 07:03:15","","1.00","72149.58","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260603"," 07:03:33","","1.00","72150.58","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260603"," 07:03:31","","1.00","72151.58","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260602"," 10:34:47","","5.69","72152.58","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260602"," 07:03:29","","1.00","72158.27","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260602"," 07:03:23","","1.00","72159.27","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260601"," 19:35:43","","2.00","72160.27","网联协议支付"," 支付宝-顾睿 "
|
||||
" 20260601"," 10:48:11","","6.64","72162.27","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260601"," 08:57:02","","15000.00","72168.91","网联协议支付"," 财付通-微信支付-微信转账 "
|
||||
" 20260601"," 07:29:13","","1.00","87168.91","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260601"," 07:29:07","","1.00","87169.91","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260531"," 16:41:49","","6.00","87170.91","网联协议支付"," 财付通-微信支付-扫二维码付款 "
|
||||
" 20260531"," 16:00:54","","3.00","87176.91","银联快捷支付"," 支付宝-支付宝-消费-林杉杉 "
|
||||
" 20260531"," 15:01:32","","3.00","87179.91","网联协议支付"," 支付宝-林杉杉 "
|
||||
" 20260531"," 14:57:34","","199.00","87182.91","网联协议支付"," 财付通-微信支付-信用卡还款 "
|
||||
" 20260531"," 07:06:45","","1.00","87381.91","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260531"," 07:06:35","","1.00","87382.91","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260530"," 18:24:49","","16.76","87383.91","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260530"," 10:48:05","","14.98","87400.67","网联协议支付"," 京东支付-京东商城-京东商城业务 "
|
||||
" 20260530"," 07:05:41","","1.00","87415.65","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260530"," 07:05:33","","1.00","87416.65","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260529"," 20:30:41","","14.20","87417.65","网联协议支付"," 支付宝-沈阳市和平区漆清霁百货店(个体工商户) "
|
||||
" 20260529"," 07:06:11","","1.00","87431.85","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260529"," 07:05:47","","1.00","87432.85","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260528"," 18:30:10","","24.90","87433.85","网联协议支付"," 财付通-微信支付-醉面 "
|
||||
" 20260528"," 10:56:10","","3.41","87458.75","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260528"," 07:03:41","","1.00","87462.16","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260528"," 07:03:33","","1.00","87463.16","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260527"," 10:29:16","","5.69","87464.16","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260527"," 07:03:31","","1.00","87469.85","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260527"," 07:03:29","","1.00","87470.85","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260526"," 16:54:08","","49.00","87471.85","网联协议支付"," 财付通-微信支付-宇宙密码扭蛋机 "
|
||||
" 20260526"," 16:53:23","","49.00","87520.85","网联协议支付"," 财付通-微信支付-宇宙密码扭蛋机 "
|
||||
" 20260526"," 16:46:38","","50.00","87569.85","网联协议支付"," 财付通-微信支付-北京石景山游乐园有限公司 "
|
||||
" 20260526"," 16:20:40","","200.00","87619.85","网联协议支付"," 财付通-微信支付-北京石景山游乐园有限公司 "
|
||||
" 20260526"," 16:01:57","","50.00","87819.85","银联快捷支付"," 财付通-微信支付-北京石景山游乐园有限公司 "
|
||||
" 20260526"," 15:58:38","","24.00","87869.85","网联协议支付"," 财付通-微信支付-智能寄存 "
|
||||
" 20260526"," 15:52:38","","7.00","87893.85","网联协议支付"," 财付通-微信支付-无人售货机 "
|
||||
" 20260526"," 15:43:58","","100.00","87900.85","网联协议支付"," 财付通-微信支付-北京石景山游乐园有限公司 "
|
||||
" 20260526"," 07:03:27","","1.00","88000.85","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260526"," 07:03:19","","1.00","88001.85","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260525"," 16:20:40","","28.80","88002.85","网联协议支付"," 财付通-微信支付-醉面 "
|
||||
" 20260525"," 07:20:15","","1.00","88031.65","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260525"," 07:20:05","","1.00","88032.65","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260524"," 23:25:51","99.00","","88033.65","网联退款"," 财付通-微信支付-九星智元-广发银行 "
|
||||
" 20260524"," 17:12:37","","306.00","87934.65","网联协议支付"," 财付通-微信支付-九星智元-招商银行 "
|
||||
" 20260524"," 14:52:41","","99.00","88240.65","网联协议支付"," 财付通-微信支付-九星智元-广发银行 "
|
||||
" 20260524"," 11:34:27","","7.50","88339.65","银联快捷支付"," 财付通-微信支付-北京麦当劳食品有限公司 "
|
||||
" 20260524"," 07:06:49","","1.00","88347.15","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260524"," 07:06:39","","1.00","88348.15","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260523"," 17:42:09","","7.00","88349.15","网联协议支付"," 财付通-微信支付-王金全 "
|
||||
" 20260523"," 07:05:45","","1.00","88356.15","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260523"," 07:05:37","","1.00","88357.15","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260522"," 16:59:59","","16.90","88358.15","网联协议支付"," 财付通-微信支付-醉面 "
|
||||
" 20260522"," 07:06:15","","1.00","88375.05","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260522"," 07:05:47","","1.00","88376.05","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260521"," 17:05:58","","3448.53","88377.05","信用卡自动还款"," 信用卡自扣 "
|
||||
" 20260521"," 08:46:05","","11.98","91825.58","银联快捷支付"," 京东支付-京东商城-京东商城业务 "
|
||||
" 20260521"," 07:03:23","","1.00","91837.56","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260521"," 07:03:19","","1.00","91838.56","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260520"," 07:03:45","","1.00","91839.56","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260520"," 07:03:41","","1.00","91840.56","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260519"," 07:03:27","","1.00","91841.56","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260519"," 07:03:17","","1.00","91842.56","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260518"," 07:20:19","","1.00","91843.56","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260518"," 07:20:11","","1.00","91844.56","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260517"," 12:42:43","","42.27","91845.56","网联协议支付"," 网银在线-京东商城-游黎京东自营旗舰店 "
|
||||
" 20260517"," 07:06:49","","1.00","91887.83","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260517"," 07:06:41","","1.00","91888.83","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260516"," 07:05:55","","1.00","91889.83","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260516"," 07:05:45","","1.00","91890.83","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260515"," 20:44:49","40356.67","","91891.83","工资"," 代发 "
|
||||
" 20260515"," 20:36:18","1856.71","","51535.16","汇入汇款"," AI费用 北京墨犬科技有限公司"
|
||||
" 20260515"," 18:32:08","","18.00","49678.45","网联协议支付"," 财付通-微信支付-醉面 "
|
||||
" 20260515"," 07:06:47","","1.00","49696.45","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260515"," 07:06:23","","1.00","49697.45","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260514"," 07:03:21","","1.00","49698.45","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260514"," 07:03:17","","1.00","49699.45","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260513"," 07:03:33","","1.00","49700.45","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260513"," 07:03:31","","1.00","49701.45","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260512"," 18:37:12","","18.00","49702.45","网联协议支付"," 财付通-微信支付-醉面 "
|
||||
" 20260512"," 07:03:25","","1.00","49720.45","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260512"," 07:03:19","","1.00","49721.45","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260511"," 12:00:12","","21.90","49722.45","网联协议支付"," 财付通-微信支付-醉面 "
|
||||
" 20260511"," 07:20:27","","1.00","49744.35","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260511"," 07:20:13","","1.00","49745.35","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260510"," 09:01:19","","200.00","49746.35","银联快捷支付"," 财付通-微信支付-微信红包 "
|
||||
" 20260510"," 07:20:15","","2500.00","49946.35","转账汇款"," 房贷 张青"
|
||||
" 20260510"," 07:07:13","","1.00","52446.35","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260510"," 07:06:59","","1.00","52447.35","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260509"," 19:00:05","","5.21","52448.35","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260509"," 16:58:20","","5.21","52453.56","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260509"," 11:22:45","","238.00","52458.77","网联协议支付"," 财付通-微信支付-美团 "
|
||||
" 20260509"," 07:05:47","","1.00","52696.77","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260509"," 07:05:39","","1.00","52697.77","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260508"," 12:16:38","","23.00","52698.77","网联协议支付"," 支付宝-赵巧兰 "
|
||||
" 20260508"," 07:06:15","","1.00","52721.77","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260508"," 07:05:55","","1.00","52722.77","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260507"," 23:53:44","","3600.00","52723.77","网联协议支付"," 财付通-微信支付-税务行业微信缴税项目 "
|
||||
" 20260507"," 20:21:03","","311.48","56323.77","网联协议支付"," 财付通-微信支付-美团平台商户 "
|
||||
" 20260507"," 18:15:52","","29.80","56635.25","网联协议支付"," 财付通-微信支付-醉面 "
|
||||
" 20260507"," 08:39:29","","12000.00","56665.05","个人养老金缴存"," 个人养老金缴存 "
|
||||
" 20260507"," 07:03:21","","1.00","68665.05","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260507"," 07:03:19","","1.00","68666.05","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260506"," 08:30:19","","15000.00","68667.05","银联快捷支付"," 财付通-微信支付-微信转账 "
|
||||
" 20260506"," 07:03:37","","1.00","83667.05","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260506"," 07:03:35","","1.00","83668.05","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260505"," 07:03:35","","1.00","83669.05","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260505"," 07:03:25","","1.00","83670.05","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260504"," 13:05:46","","243.00","83671.05","网联协议支付"," 财付通-微信支付-扫二维码付款 "
|
||||
" 20260504"," 12:42:51","","25.00","83914.05","银联快捷支付"," 财付通-微信支付-深圳市腾讯计算机系统有限公司 "
|
||||
" 20260504"," 07:20:31","","1.00","83939.05","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260504"," 07:20:17","","1.00","83940.05","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260503"," 07:06:55","","1.00","83941.05","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260503"," 07:06:43","","1.00","83942.05","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260502"," 07:05:55","","1.00","83943.05","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260502"," 07:05:45","","1.00","83944.05","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260501"," 10:31:41","","30.00","83945.05","网联协议支付"," 财付通-微信支付-扫二维码付款 "
|
||||
" 20260501"," 09:58:38","","16.00","83975.05","网联协议支付"," 财付通-微信支付-扫二维码付款 "
|
||||
" 20260501"," 07:15:27","","1.00","83991.05","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260501"," 07:15:15","","1.00","83992.05","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260430"," 13:24:00","","75.00","83993.05","网联协议支付"," 财付通-微信支付-美团平台商户 "
|
||||
" 20260430"," 10:05:57","","12.80","84068.05","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260430"," 09:25:44","","104.78","84080.85","银联快捷支付"," 京东支付-京东金融-京东白条及金条业务网银平台 "
|
||||
" 20260430"," 07:57:50","","85.00","84185.63","银联快捷支付"," 京东支付-京东商城-洁客京东自营旗舰店 "
|
||||
" 20260430"," 07:03:21","","1.00","84270.63","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260430"," 07:03:17","","1.00","84271.63","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260429"," 14:29:43","51375.00","","84272.63","理财还本"," JY012175|20260429099000072656 "
|
||||
" 20260429"," 07:03:33","","1.00","32897.63","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260429"," 07:03:31","","1.00","32898.63","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260428"," 07:03:47","","1.00","32899.63","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260428"," 07:03:37","","1.00","32900.63","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260427"," 12:23:35","","20.00","32901.63","网联协议支付"," 支付宝-赵巧兰 "
|
||||
" 20260427"," 07:20:41","","1.00","32921.63","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260427"," 07:20:23","","1.00","32922.63","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260426"," 07:06:57","","1.00","32923.63","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260426"," 07:06:47","","1.00","32924.63","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260425"," 12:32:40","","5.29","32925.63","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260425"," 07:05:57","","1.00","32930.92","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260425"," 07:05:45","","1.00","32931.92","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260424"," 15:16:57","","5.69","32932.92","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260424"," 07:06:21","","1.00","32938.61","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260424"," 07:05:55","","1.00","32939.61","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260423"," 11:54:12","","300.00","32940.61","银联快捷支付"," 财付通-微信支付-手机充值-中国移动 "
|
||||
" 20260423"," 07:03:25","","1.00","33240.61","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260423"," 07:03:17","","1.00","33241.61","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260423"," 01:17:57","","50000.00","33242.61","理财申购"," ZX040226|20260422039000000980 "
|
||||
" 20260422"," 07:03:43","","1.00","83242.61","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260422"," 07:03:39","","1.00","83243.61","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260421"," 18:15:23","","376.57","83244.61","网联协议支付"," 财付通-微信支付-智谱-开放平台API "
|
||||
" 20260421"," 17:05:42","","4427.37","83621.18","信用卡自动还款"," 信用卡自扣 "
|
||||
" 20260421"," 16:06:47","","5.69","88048.55","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260421"," 07:03:31","","1.00","88054.24","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260421"," 07:03:23","","1.00","88055.24","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260420"," 16:43:18","","12.80","88056.24","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260420"," 08:28:02","","35.90","88069.04","银联快捷支付"," 京东支付-京东商城-京东京造自营旗舰店 "
|
||||
" 20260420"," 07:20:57","","1.00","88104.94","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260420"," 07:20:39","","1.00","88105.94","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260419"," 07:06:57","","1.00","88106.94","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260419"," 07:06:47","","1.00","88107.94","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260418"," 11:43:21","","3061.77","88108.94","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260418"," 11:09:00","","3061.77","91170.71","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260418"," 07:05:57","","1.00","94232.48","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260418"," 07:05:47","","1.00","94233.48","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260417"," 07:06:23","","1.00","94234.48","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260417"," 07:05:59","","1.00","94235.48","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260416"," 11:37:12","30158.31","","94236.48","银联代付"," 上海天天基金销售有限公司 "
|
||||
" 20260416"," 10:09:12","","7.59","64078.17","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260416"," 09:20:31","2.20","","64085.76","银联代付"," 天天基金DF "
|
||||
" 20260416"," 07:03:35","","1.00","64083.56","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260416"," 07:03:27","","1.00","64084.56","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260415"," 17:09:40","","11.85","64085.56","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260415"," 14:32:23","40622.92","","64097.41","工资"," 代发 "
|
||||
" 20260415"," 10:37:06","","6.64","23474.49","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260415"," 07:04:09","","1.00","23481.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260415"," 07:04:09","","1.00","23482.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260414"," 07:03:28","","1.00","23483.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260414"," 07:03:21","","1.00","23484.13","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260413"," 07:20:53","","1.00","23485.13","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260413"," 07:20:31","","1.00","23486.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260412"," 07:06:59","","1.00","23487.13","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260412"," 07:06:51","","1.00","23488.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260411"," 07:05:59","","1.00","23489.13","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260411"," 07:05:49","","1.00","23490.13","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260410"," 07:14:48","","2500.00","23491.13","转账汇款"," 房贷 张青"
|
||||
" 20260410"," 07:06:43","","1.00","25991.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260410"," 07:06:19","","1.00","25992.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260409"," 07:03:27","","1.00","25993.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260409"," 07:03:19","","1.00","25994.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260408"," 07:03:41","","1.00","25995.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260408"," 07:03:39","","1.00","25996.13","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260407"," 07:03:33","","1.00","25997.13","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260407"," 07:03:23","","1.00","25998.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260406"," 15:32:27","","80.00","25999.13","网联协议支付"," 支付宝-韩熙 "
|
||||
" 20260406"," 15:11:36","","5.00","26079.13","网联协议支付"," 支付宝-韩熙 "
|
||||
" 20260406"," 07:21:04","","1.00","26084.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260406"," 07:20:39","","1.00","26085.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260405"," 07:07:11","","1.00","26086.13","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260405"," 07:06:59","","1.00","26087.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260404"," 13:28:30","","30000.00","26088.13","网联协议支付"," 财付通-微信支付-微信转账 "
|
||||
" 20260404"," 10:42:24","","23.96","56088.13","网联协议支付"," 网银在线-京东商城-健田（JIANTIAN）京东自营旗舰店 "
|
||||
" 20260404"," 07:05:59","","1.00","56112.09","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260404"," 07:05:47","","1.00","56113.09","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260404"," 00:22:27","","144.90","56114.09","网联协议支付"," 网银在线-京东商城-京东京造自营旗舰店 "
|
||||
" 20260403"," 07:06:27","","1.00","56258.99","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260403"," 07:05:59","","1.00","56259.99","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260402"," 16:31:27","","11.37","56260.99","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260402"," 07:03:33","","1.00","56272.36","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260402"," 07:03:25","","1.00","56273.36","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260401"," 07:13:09","","1.00","56274.36","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260401"," 07:13:01","","1.00","56275.36","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260331"," 07:03:31","","1.00","56276.36","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260331"," 07:03:23","","1.00","56277.36","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260331"," 01:39:42","","50000.00","56278.36","理财申购"," HX040212|20260327039000000799 "
|
||||
" 20260331"," 00:56:34","","50000.00","106278.36","理财申购"," 17385D|20260327039000000823 "
|
||||
" 20260330"," 07:21:05","","1.00","156278.36","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260330"," 07:20:43","","1.00","156279.36","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260329"," 07:07:01","","1.00","156280.36","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260329"," 07:06:57","","1.00","156281.36","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260328"," 11:37:12","","10.53","156282.36","网联协议支付"," 支付宝-戚燕 "
|
||||
" 20260328"," 07:06:21","","1.00","156292.89","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260328"," 07:06:09","","1.00","156293.89","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260327"," 07:06:25","","1.00","156294.89","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260327"," 07:06:05","","1.00","156295.89","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260326"," 08:39:22","50637.50","","156296.89","理财赎回"," PY030117|20260326099000084327 "
|
||||
" 20260326"," 07:03:29","","1.00","105659.39","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260326"," 07:03:27","","1.00","105660.39","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260326"," 01:28:20","","50000.00","105661.39","理财申购"," GD040227|20260324049000004720 "
|
||||
" 20260326"," 01:18:46","","50000.00","155661.39","理财申购"," ZX040221|20260324039000001128 "
|
||||
" 20260325"," 13:38:02","","1.50","205661.39","银联快捷支付"," 财付通-微信支付-美团 "
|
||||
" 20260325"," 12:40:25","","1.50","205662.89","网联协议支付"," 财付通-微信支付-美团 "
|
||||
" 20260325"," 07:03:45","","1.00","205664.39","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260325"," 07:03:43","","1.00","205665.39","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260324"," 11:57:20","","1.50","205666.39","网联协议支付"," 财付通-微信支付-美团 "
|
||||
" 20260324"," 07:03:33","","1.00","205667.89","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260324"," 07:03:27","","1.00","205668.89","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260323"," 07:21:19","","1.00","205669.89","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260323"," 07:20:53","","1.00","205670.89","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260322"," 15:18:47","","180.06","205671.89","银联在线支付"," 银联在线支付，（特约）美团 "
|
||||
" 20260322"," 11:34:49","6000.00","","205851.95","网联退款"," 财付通-微信支付-微信转账 "
|
||||
" 20260322"," 07:07:09","","1.00","199851.95","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260322"," 07:07:01","","1.00","199852.95","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260321"," 17:05:15","","9976.83","199853.95","信用卡自动还款"," 信用卡自扣 "
|
||||
" 20260321"," 11:34:47","","6000.00","209830.78","网联协议支付"," 财付通-微信支付-微信转账 "
|
||||
" 20260321"," 07:06:05","","1.00","215830.78","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260321"," 07:05:55","","1.00","215831.78","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260321"," 03:08:46","19.47","","215832.78","账户结息"," 结息：19.47扣税：0 "
|
||||
" 20260320"," 07:06:43","","1.00","215813.31","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260320"," 07:06:21","","1.00","215814.31","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260320"," 04:00:12","42118.01","","215815.31","朝朝盈普赎转出"," 朝朝盈 "
|
||||
" 20260319"," 16:20:34","41752.74","","173697.30","行内转入"," 转账 张青"
|
||||
" 20260319"," 09:22:28","","20000.00","131944.56","银证转账"," 第三方存管活期转保证金 "
|
||||
" 20260319"," 09:20:12","510.12","","151944.56","快速赎回"," 016430 "
|
||||
" 20260319"," 09:20:12","521.10","","151434.44","快速赎回"," 000874 "
|
||||
" 20260319"," 09:20:12","517.93","","150913.34","快速赎回"," 002937 "
|
||||
" 20260319"," 09:20:12","471.41","","150395.41","快速赎回"," 000868 "
|
||||
" 20260319"," 09:20:12","440.68","","149924.00","快速赎回"," 002298 "
|
||||
" 20260319"," 07:03:29","","1.00","149483.32","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260319"," 07:03:23","","1.00","149484.32","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260318"," 18:58:15","","4.74","149485.32","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260318"," 14:36:36","","11.85","149490.06","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260318"," 07:03:45","","1.00","149501.91","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260318"," 07:03:43","","1.00","149502.91","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260318"," 01:28:47","","100000.00","149503.91","理财申购"," GD040227|20260317039000000002 "
|
||||
" 20260317"," 17:45:17","","10.90","249503.91","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260317"," 07:03:35","","1.00","249514.81","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260317"," 07:03:27","","1.00","249515.81","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260317"," 00:09:06","10000.00","","249516.81","朝朝盈转出"," 朝朝盈 "
|
||||
" 20260317"," 00:08:39","10000.00","","239516.81","快速赎回"," 016430 "
|
||||
" 20260317"," 00:08:39","10000.00","","229516.81","快速赎回"," 000874 "
|
||||
" 20260317"," 00:08:39","10000.00","","219516.81","快速赎回"," 002937 "
|
||||
" 20260317"," 00:08:39","10000.00","","209516.81","快速赎回"," 000868 "
|
||||
" 20260317"," 00:08:39","10000.00","","199516.81","快速赎回"," 002298 "
|
||||
" 20260316"," 16:33:49","","11.85","189516.81","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260316"," 07:21:33","","1.00","189528.66","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260316"," 07:21:07","","1.00","189529.66","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260315"," 07:07:47","","1.00","189530.66","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260315"," 07:07:35","","1.00","189531.66","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260314"," 07:06:05","","1.00","189532.66","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260314"," 07:05:55","","1.00","189533.66","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260313"," 15:05:23","42401.26","","189534.66","工资"," 代发 "
|
||||
" 20260313"," 11:07:50","","6.64","147133.40","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260313"," 07:06:33","","1.00","147140.04","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260313"," 07:06:09","","1.00","147141.04","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260312"," 07:03:33","","1.00","147142.04","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260312"," 07:03:25","","1.00","147143.04","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260311"," 19:00:25","","5.27","147144.04","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260311"," 07:03:45","","1.00","147149.31","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260311"," 07:03:45","","1.00","147150.31","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260310"," 07:14:49","","2500.00","147151.31","转账汇款"," 房贷 张青"
|
||||
" 20260310"," 07:03:57","","1.00","149651.31","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260310"," 07:03:47","","1.00","149652.31","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260309"," 07:21:27","","1.00","149653.31","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260309"," 07:21:07","","1.00","149654.31","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260308"," 07:59:13","16514.02","","149655.31","银联代付"," 上海天天基金销售有限公司 "
|
||||
" 20260308"," 07:07:17","","1.00","133141.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260308"," 07:07:09","","1.00","133142.29","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260307"," 07:06:07","","1.00","133143.29","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260307"," 07:05:57","","1.00","133144.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260306"," 07:06:35","","1.00","133145.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260306"," 07:06:15","","1.00","133146.29","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260305"," 07:03:37","","1.00","133147.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260305"," 07:03:29","","1.00","133148.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260304"," 09:03:20","","15000.00","133149.29","银联快捷支付"," 财付通-微信支付-微信转账 "
|
||||
" 20260304"," 07:03:39","","1.00","148149.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260304"," 07:03:37","","1.00","148150.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260303"," 07:03:33","","1.00","148151.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260303"," 07:03:23","","1.00","148152.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260302"," 07:21:29","","1.00","148153.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260302"," 07:21:13","","1.00","148154.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260301"," 07:16:47","","1.00","148155.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260301"," 07:16:47","","1.00","148156.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260228"," 07:06:27","","1.00","148157.29","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260228"," 07:06:15","","1.00","148158.29","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260227"," 19:47:57","","1599.30","148159.29","网联协议支付"," 网银在线-京东商城-Apple产品京东自营旗舰店 "
|
||||
" 20260227"," 07:06:23","","1.00","149758.59","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260227"," 07:06:03","","1.00","149759.59","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260226"," 07:03:25","","1.00","149760.59","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260226"," 07:03:19","","1.00","149761.59","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260225"," 07:03:41","","1.00","149762.59","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260225"," 07:03:37","","1.00","149763.59","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260224"," 07:03:29","","1.00","149764.59","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260224"," 07:03:17","","1.00","149765.59","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260223"," 07:21:23","","1.00","149766.59","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260223"," 07:21:03","","1.00","149767.59","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260222"," 07:07:09","","1.00","149768.59","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260222"," 07:07:01","","1.00","149769.59","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260221"," 17:04:54","","5663.91","149770.59","信用卡自动还款"," 信用卡自扣 "
|
||||
" 20260221"," 07:06:11","","1.00","155434.50","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260221"," 07:05:59","","1.00","155435.50","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260220"," 07:06:41","","1.00","155436.50","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260220"," 07:06:23","","1.00","155437.50","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260219"," 07:03:27","","1.00","155438.50","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260219"," 07:03:17","","1.00","155439.50","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260218"," 07:03:41","","1.00","155440.50","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260218"," 07:03:39","","1.00","155441.50","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260217"," 07:03:33","","1.00","155442.50","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260217"," 07:03:21","","1.00","155443.50","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260216"," 07:21:49","","1.00","155444.50","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260216"," 07:21:21","","1.00","155445.50","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260215"," 07:07:53","","1.00","155446.50","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260215"," 07:07:41","","1.00","155447.50","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260214"," 08:18:23","","80.75","155448.50","网联协议支付"," 网银在线-京东商城-洁客京东自营旗舰店 "
|
||||
" 20260214"," 07:06:15","","1.00","155529.25","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260214"," 07:06:03","","1.00","155530.25","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260213"," 17:32:49","","15000.00","155531.25","网联协议支付"," 财付通-微信支付-微信转账 "
|
||||
" 20260213"," 13:48:03","","7000.00","170531.25","转账汇款"," 转账 张青"
|
||||
" 20260213"," 07:06:35","","1.00","177531.25","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260213"," 07:06:13","","1.00","177532.25","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260212"," 16:33:44","42401.25","","177533.25","工资"," 代发 "
|
||||
" 20260212"," 16:33:44","93810.00","","135132.00","工资"," 代发 "
|
||||
" 20260212"," 07:03:33","","1.00","41322.00","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260212"," 07:03:23","","1.00","41323.00","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260211"," 07:03:49","","1.00","41324.00","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260211"," 07:03:43","","1.00","41325.00","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260210"," 07:14:41","","2500.00","41326.00","转账汇款"," 房贷 张青"
|
||||
" 20260210"," 07:04:01","","1.00","43826.00","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260210"," 07:03:47","","1.00","43827.00","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260209"," 21:34:06","","10.53","43828.00","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260209"," 09:40:49","","229.60","43838.53","网联协议支付"," 网银在线-京东商城-小米京东自营旗舰店 "
|
||||
" 20260209"," 07:21:59","","1.00","44068.13","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260209"," 07:21:29","","1.00","44069.13","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260208"," 15:45:15","","2740.05","44070.13","结售汇即时售汇"," "
|
||||
" 20260208"," 07:07:29","","1.00","46810.18","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260208"," 07:07:17","","1.00","46811.18","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260207"," 07:06:21","","1.00","46812.18","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260207"," 07:06:11","","1.00","46813.18","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260206"," 07:06:47","","1.00","46814.18","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260206"," 07:06:25","","1.00","46815.18","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260205"," 12:58:25","","4.55","46816.18","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260205"," 07:03:45","","1.00","46820.73","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260205"," 07:03:39","","1.00","46821.73","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260204"," 07:03:51","","1.00","46822.73","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260204"," 07:03:47","","1.00","46823.73","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260203"," 07:03:47","","1.00","46824.73","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260203"," 07:03:35","","1.00","46825.73","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260202"," 07:22:25","","1.00","46826.73","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260202"," 07:21:53","","1.00","46827.73","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260202"," 00:56:09","","50000.00","46828.73","理财申购"," 131052A|20260128039000001192 "
|
||||
" 20260202"," 00:56:07","","50000.00","96828.73","理财申购"," 11342P|20260128039000001120 "
|
||||
" 20260201"," 07:17:28","","1.00","146828.73","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260201"," 07:17:25","","1.00","146829.73","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260131"," 17:48:19","","20.00","146830.73","网联协议支付"," 支付宝-石彦峰 "
|
||||
" 20260131"," 13:48:44","","1.00","146850.73","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260131"," 13:48:09","","10.00","146851.73","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260131"," 13:45:27","","1.00","146861.73","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260131"," 13:43:12","","10.00","146862.73","网联协议支付"," 支付宝-特约商户 "
|
||||
" 20260130"," 00:57:56","","50000.00","146872.73","理财申购"," 120037A|20260128039000001178 "
|
||||
" 20260129"," 09:24:40","","453.05","196872.73","银联快捷支付"," 京东支付-京东商城-小米京东自营旗舰店 "
|
||||
" 20260128"," 00:06:17","568.00","","197325.78","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260128"," 00:06:10","1996.00","","196757.78","银联快捷支付"," 支付宝-支付宝-消费 "
|
||||
" 20260127"," 23:44:13","","2564.00","194761.78","银联快捷支付"," 支付宝-支付宝-消费-广州市紫牛旅行服务有限公司 "
|
||||
" 20260127"," 22:44:30","","717.00","197325.78","银联快捷支付"," 支付宝-支付宝-消费-深圳市元龙商务服务有限公司 "
|
||||
" 20260127"," 20:26:47","","1654.00","198042.78","网联协议支付"," 支付宝-广州神游商务服务有限公司 "
|
||||
" 20260122"," 12:46:12","","3.00","199696.78","网联协议支付"," 支付宝-北京梦想蜂连锁商业有限公司 "
|
||||
" 20260122"," 12:16:30","","24.00","199699.78","银联快捷支付"," 支付宝-支付宝-消费-大厨小炒快餐 "
|
||||
" 20260121"," 22:45:03","","238.00","199723.78","网联协议支付"," 支付宝-黄铭飞 "
|
||||
" 20260121"," 21:07:31","","292.60","199961.78","银联快捷支付"," 京东支付-京东商城-雕塑家显示器京东自营旗舰店 "
|
||||
" 20260121"," 17:05:25","","4560.19","200254.38","信用卡自动还款"," 信用卡自扣 "
|
||||
" 20260121"," 16:53:33","","225.16","204814.57","银联快捷支付"," 京东支付-京东商城-京东京造自营旗舰店 "
|
||||
" 20260118"," 12:18:05","","4.61","205039.73","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260116"," 20:20:47","","35.08","205044.34","网联协议支付"," 支付宝-Stripe Payments Sing "
|
||||
" 20260116"," 18:04:10","","24.90","205079.42","银联快捷支付"," 支付宝-支付宝-消费-北京醉面 "
|
||||
" 20260116"," 12:34:56","","21.00","205104.32","网联协议支付"," 支付宝-大厨小炒快餐 "
|
||||
" 20260115"," 20:06:30","","56.08","205125.32","网联协议支付"," 支付宝-北京嘀嘀无限科技发展有限公司 "
|
||||
" 20260115"," 19:31:10","","9.10","205181.40","网联协议支付"," 支付宝-北京便利蜂连锁商业有限公司 "
|
||||
" 20260115"," 15:33:49","44921.26","","205190.50","工资"," 代发 "
|
||||
" 20260115"," 15:23:05","711.54","","160269.24","汇入汇款"," 报销款 北京墨犬科技有限公司"
|
||||
" 20260115"," 12:27:57","","48.80","159557.70","网联协议支付"," 支付宝-百胜咨询(上海)有限公司 "
|
||||
" 20260115"," 10:10:07","","8.54","159606.50","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260114"," 13:02:36","","9.29","159615.04","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260114"," 12:34:19","","21.00","159624.33","网联协议支付"," 支付宝-大厨小炒快餐 "
|
||||
" 20260114"," 11:39:18","","53.00","159645.33","网联协议支付"," 支付宝-北京智者天下科技有限公司 "
|
||||
" 20260113"," 20:06:44","","58.02","159698.33","网联协议支付"," 支付宝-北京嘀嘀无限科技发展有限公司 "
|
||||
" 20260113"," 12:33:48","","24.00","159756.35","网联协议支付"," 支付宝-大厨小炒快餐 "
|
||||
" 20260113"," 09:59:35","","6.16","159780.35","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260112"," 19:59:06","","58.33","159786.51","网联协议支付"," 支付宝-北京嘀嘀无限科技发展有限公司 "
|
||||
" 20260111"," 17:36:23","","385.00","159844.84","网联协议支付"," 支付宝-宠福鑫回龙观分院 "
|
||||
" 20260111"," 17:10:24","","11.95","160229.84","银联快捷支付"," 支付宝-支付宝-消费-北京梦想蜂连锁商业有限公司 "
|
||||
" 20260110"," 11:55:42","","32.80","160241.79","网联协议支付"," 支付宝-上海汇岗企业管理有限公司 "
|
||||
" 20260110"," 07:14:38","","2500.00","160274.59","转账汇款"," 房贷 张青"
|
||||
" 20260108"," 20:20:06","","56.23","162774.59","银联快捷支付"," 支付宝-支付宝-消费-北京嘀嘀无限科技发展有限公司 "
|
||||
" 20260108"," 13:40:17","","93.24","162830.82","网联协议支付"," 网银在线-京东商城-京东京造自营旗舰店 "
|
||||
" 20260108"," 13:37:21","","109.00","162924.06","网联协议支付"," 网银在线-京东商城-美的京东自营旗舰店 "
|
||||
" 20260107"," 18:30:41","","4.74","163033.06","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260107"," 11:07:42","","2.00","163037.80","网联协议支付"," 支付宝-王宏阳 "
|
||||
" 20260106"," 13:41:44","","300.00","163039.80","网联协议支付"," 支付宝-中国移动-线下 "
|
||||
" 20260105"," 13:30:23","","4.55","163339.80","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20260101"," 13:22:13","","15000.00","163344.35","网联协议支付"," 财付通-微信支付-微信转账 "
|
||||
" 20251231"," 14:21:46","","4.55","178344.35","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251231"," 11:02:58","","10.90","178348.90","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251230"," 16:42:42","","1.89","178359.80","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251230"," 12:45:47","","5.21","178361.69","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251229"," 18:54:24","","4.55","178366.90","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251226"," 10:13:35","","10.71","178371.45","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251225"," 09:52:14","","5.31","178382.16","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251223"," 13:45:46","","4.55","178387.47","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251221"," 17:05:36","","9926.69","178392.02","信用卡自动还款"," 信用卡自扣 "
|
||||
" 20251221"," 03:42:23","22.05","","188318.71","账户结息"," 结息：22.05扣税：0 "
|
||||
" 20251219"," 17:29:23","","18.00","188296.66","网联协议支付"," 支付宝-刘继红 "
|
||||
" 20251219"," 16:25:40","","6.64","188314.66","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251219"," 12:52:08","","20.00","188321.30","网联协议支付"," 支付宝-赵巧兰 "
|
||||
" 20251219"," 11:00:03","","4.55","188341.30","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251218"," 17:00:59","","6.64","188345.85","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251217"," 10:22:49","","179.10","188352.49","网联协议支付"," 网银在线-京东商城-京东京造自营旗舰店 "
|
||||
" 20251217"," 10:12:09","","11.70","188531.59","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251216"," 18:58:21","","4.55","188543.29","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251215"," 14:55:18","34312.09","","188547.84","工资"," 代发 "
|
||||
" 20251215"," 11:42:41","","10.71","154235.75","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251215"," 10:05:44","","5.31","154246.46","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251214"," 14:17:41","","6.80","154251.77","银联快捷支付"," 财付通-微信支付-恒生活 "
|
||||
" 20251211"," 14:06:44","","6.16","154258.57","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251210"," 07:20:07","","2500.00","154264.73","转账汇款"," 房贷 张青"
|
||||
" 20251209"," 10:01:50","","17.06","156764.73","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251208"," 10:20:06","","11.37","156781.79","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251206"," 16:58:56","","13.40","156793.16","网联协议支付"," 支付宝-楚春玲 "
|
||||
" 20251206"," 13:10:00","","13.80","156806.56","网联协议支付"," 支付宝-淘天物流科技有限公司 "
|
||||
" 20251204"," 15:35:54","","104.00","156820.36","网联协议支付"," 网银在线-京东商城-联想官方直营店(专送） "
|
||||
" 20251204"," 15:35:31","","30.10","156924.36","网联协议支付"," 网银在线-京东商城-晨光文具上海总部 "
|
||||
" 20251204"," 13:51:08","","13.28","156954.46","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251203"," 20:59:01","","1231.00","156967.74","网联协议支付"," 支付宝-浙江天猫技术有限公司 "
|
||||
" 20251203"," 20:58:49","","1231.00","158198.74","网联协议支付"," 支付宝-浙江天猫技术有限公司 "
|
||||
" 20251203"," 19:41:16","","110.05","159429.74","网联协议支付"," 支付宝-郑晓东 "
|
||||
" 20251201"," 19:13:43","","3.79","159539.79","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251201"," 09:44:15","","10000.00","159543.58","网联协议支付"," 财付通-微信支付-微信转账 "
|
||||
" 20251201"," 07:50:21","","69.35","169543.58","网联协议支付"," 网银在线-京东商城-洁客京东自营旗舰店 "
|
||||
" 20251129"," 23:18:27","","10.90","169612.93","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251129"," 14:10:49","","14.69","169623.83","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251126"," 10:10:45","","6.64","169638.52","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251125"," 20:58:19","","8.53","169645.16","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251125"," 16:09:58","","13.28","169653.69","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251125"," 14:59:08","","3.79","169666.97","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251125"," 10:09:11","","7.59","169670.76","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251124"," 21:31:38","","13.27","169678.35","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251124"," 10:24:13","","12.31","169691.62","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251121"," 17:05:51","","3666.02","169703.93","信用卡自动还款"," 信用卡自扣 "
|
||||
" 20251121"," 16:48:29","","175.00","173369.95","网联协议支付"," 支付宝-赵基航 "
|
||||
" 20251120"," 17:56:18","","3.79","173544.95","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251120"," 13:02:39","","5.52","173548.74","银联快捷支付"," 支付宝-支付宝-消费-淘天物流科技有限公司 "
|
||||
" 20251120"," 10:48:18","","9.00","173554.26","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251119"," 18:15:13","","7.10","173563.26","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251119"," 10:15:21","","10.90","173570.36","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251119"," 10:00:39","","24022.00","173581.26","银联快捷支付"," 支付宝-支付宝-消费-携程旅行网 "
|
||||
" 20251118"," 19:55:59","","10.98","197603.26","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251118"," 17:16:05","","6.64","197614.24","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251118"," 15:56:19","","7.10","197620.88","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251117"," 10:12:52","","9.00","197627.98","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251115"," 10:26:36","","85.50","197636.98","网联协议支付"," 支付宝-楚春玲 "
|
||||
" 20251114"," 20:25:48","","7.10","197722.48","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251114"," 15:32:35","35125.31","","197729.58","工资"," 代发 "
|
||||
" 20251114"," 10:04:26","","7.10","162604.27","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251113"," 17:18:27","","9.00","162611.37","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251112"," 14:08:29","","50.00","162620.37","网联协议支付"," 支付宝-阿里云计算有限公司 "
|
||||
" 20251110"," 07:15:12","","2500.00","162670.37","转账汇款"," 房贷 张青"
|
||||
" 20251107"," 10:25:05","","9.00","165170.37","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251105"," 18:07:07","","9.00","165179.37","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251104"," 16:26:04","","9.00","165188.37","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251104"," 13:21:18","","10000.00","165197.37","网联协议支付"," 财付通-微信支付-微信转账 "
|
||||
" 20251102"," 18:21:25","","9.00","175197.37","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251102"," 10:28:38","","9.48","175206.37","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251031"," 13:34:24","","3.79","175215.85","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251029"," 18:59:26","","6.64","175219.64","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251029"," 17:17:34","","9.48","175226.28","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251029"," 10:51:55","","49.96","175235.76","网联协议支付"," 京东支付-江苏京东信息技术有限公司 "
|
||||
" 20251028"," 18:46:35","","9.48","175285.72","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251027"," 15:55:17","","3.79","175295.20","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251026"," 08:37:51","","20000.00","175298.99","网联协议支付"," 财付通-微信支付-微信转账 "
|
||||
" 20251022"," 11:12:50","","7.10","195298.99","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251021"," 17:05:42","","8217.60","195306.09","信用卡自动还款"," 信用卡自扣 "
|
||||
" 20251020"," 14:06:13","","14.69","203523.69","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251016"," 13:43:54","","1.50","203538.38","银联快捷支付"," 财付通-微信支付-美团 "
|
||||
" 20251016"," 13:17:02","","1.50","203539.88","银联快捷支付"," 财付通-微信支付-美团 "
|
||||
" 20251015"," 14:33:23","36210.72","","203541.38","工资"," 代发 "
|
||||
" 20251014"," 13:59:18","","6.64","167330.66","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251013"," 14:01:49","","5.21","167337.30","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251011"," 14:17:01","","6.64","167342.51","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20251010"," 07:18:48","","2500.00","167349.15","转账汇款"," 房贷 张青"
|
||||
" 20251004"," 09:34:50","","10.00","169849.15","银联快捷支付"," 支付宝-支付宝-消费-杨海凤 "
|
||||
" 20250930"," 10:23:22","","32.36","169859.15","网联协议支付"," 京东支付-京东商城-史丹利园艺京东自营旗舰店 "
|
||||
" 20250930"," 10:20:14","","29.50","169891.51","网联协议支付"," 京东支付-京东商城-史丹利园艺京东自营旗舰店 "
|
||||
" 20250930"," 09:07:33","","332.00","169921.01","网联协议支付"," 京东支付-京东商城-解宴宠物生活旗舰店 "
|
||||
" 20250928"," 14:08:59","","893.17","170253.01","网联协议支付"," 京东支付-京东商城-小米京东自营旗舰店 "
|
||||
" 20250928"," 02:36:58","","175.50","171146.18","网联协议支付"," 京东支付-京东商城-蓝猩先生京东自营旗舰店 "
|
||||
" 20250928"," 02:31:47","","429.00","171321.68","网联协议支付"," 京东支付-京东商城-京东商城业务 "
|
||||
" 20250927"," 19:02:45","","5400.90","171750.68","网联协议支付"," 京东支付-京东商城-华为京东自营旗舰店 "
|
||||
" 20250926"," 17:08:33","","22.90","177151.58","银联快捷支付"," 财付通-微信支付-醉面 "
|
||||
" 20250926"," 13:57:01","","8.97","177174.48","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250926"," 07:58:33","","243.60","177183.45","银联快捷支付"," 财付通-微信支付-美团平台商户 "
|
||||
" 20250925"," 20:57:29","","6.06","177427.05","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250925"," 13:18:19","","15.00","177433.11","网联协议支付"," 财付通-微信支付-深圳市腾讯计算机系统有限公司 "
|
||||
" 20250924"," 10:26:56","","4.33","177448.11","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250923"," 13:24:25","","22.90","177452.44","网联协议支付"," 财付通-微信支付-醉面 "
|
||||
" 20250922"," 18:03:41","","21.99","177475.34","网联协议支付"," 财付通-微信支付-武圣羊汤 "
|
||||
" 20250922"," 10:03:32","","129.90","177497.33","网联协议支付"," 京东支付-京东商城-京东京造自营旗舰店 "
|
||||
" 20250921"," 18:42:43","","82.68","177627.23","网联协议支付"," 财付通-微信支付-中国石化销售有限公司北京石油分公司 "
|
||||
" 20250921"," 17:06:10","","21556.14","177709.91","信用卡自动还款"," 信用卡自扣 "
|
||||
" 20250921"," 16:41:59","","5.10","199266.05","网联协议支付"," 财付通-微信支付-美团 "
|
||||
" 20250921"," 09:50:12","","7.00","199271.15","网联协议支付"," 支付宝-常海军 "
|
||||
" 20250921"," 03:11:10","20.63","","199278.15","账户结息"," 结息：20.63扣税：0 "
|
||||
" 20250920"," 12:42:16","","58.00","199257.52","银联快捷支付"," 财付通-微信支付-北京昌旅万物回体分公司 "
|
||||
" 20250920"," 08:36:49","10000.00","","199315.52","网联退款"," 财付通-微信支付-微信转账 "
|
||||
" 20250919"," 19:58:08","","6.64","189315.52","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250919"," 08:36:46","","10000.00","189322.16","网联协议支付"," 财付通-微信支付-微信转账 "
|
||||
" 20250918"," 17:54:06","","28.00","199322.16","网联协议支付"," 财付通-微信支付-中国兰州牛肉拉面北京永安里店 "
|
||||
" 20250917"," 19:05:58","","6.64","199350.16","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250916"," 12:09:06","","24.90","199356.80","银联快捷支付"," 财付通-微信支付-醉面 "
|
||||
" 20250915"," 17:56:17","36396.21","","199381.70","工资"," 代发 "
|
||||
" 20250915"," 17:35:40","871.17","","162985.49","汇入汇款"," 报销款 北京墨犬科技有限公司"
|
||||
" 20250914"," 13:49:46","","6.90","162114.32","网联协议支付"," 支付宝-郝光光 "
|
||||
" 20250914"," 13:13:00","","8.00","162121.22","银联快捷支付"," 财付通-微信支付-深圳市腾讯计算机系统有限公司 "
|
||||
" 20250913"," 07:55:56","","74.30","162129.22","网联协议支付"," 财付通-微信支付-美团平台商户 "
|
||||
" 20250911"," 12:36:43","","23.90","162203.52","银联快捷支付"," 财付通-微信支付-醉面 "
|
||||
" 20250911"," 10:00:44","","7.50","162227.42","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250911"," 08:29:37","200.00","","162234.92","银联快捷支付"," 财付通-财付通 "
|
||||
" 20250910"," 16:42:02","","8.05","162034.92","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250910"," 12:17:32","","13.36","162042.97","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250910"," 08:29:33","","200.00","162056.33","银联快捷支付"," 财付通-微信支付-微信红包 "
|
||||
" 20250910"," 07:15:04","","2500.00","162256.33","转账汇款"," 房贷 张青"
|
||||
" 20250909"," 12:51:25","","29.90","164756.33","网联协议支付"," 财付通-微信支付-醉面 "
|
||||
" 20250909"," 10:39:40","","12.79","164786.23","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250908"," 10:26:13","","9.95","164799.02","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250904"," 11:19:43","","5.70","164808.97","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250903"," 00:29:56","","10000.00","164814.67","银联快捷支付"," 财付通-微信支付-微信转账 "
|
||||
" 20250901"," 18:31:07","","39.98","174814.67","网联协议支付"," 财付通-微信支付-武圣羊汤 "
|
||||
" 20250901"," 15:13:00","","13.74","174854.65","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250901"," 12:30:40","10.00","","174868.39","网联退款"," 财付通-微信支付-粉面潮食记 "
|
||||
" 20250901"," 12:27:21","","42.00","174858.39","网联协议支付"," 财付通-微信支付-粉面潮食记 "
|
||||
" 20250831"," 18:46:53","","2.00","174900.39","网联协议支付"," 支付宝-常海军 "
|
||||
" 20250831"," 14:03:55","","10.00","174902.39","银联快捷支付"," 财付通-微信支付-扫二维码付款 "
|
||||
" 20250831"," 09:01:13","","6.00","174912.39","网联协议支付"," 支付宝-常海军 "
|
||||
" 20250830"," 16:11:40","","150.00","174918.39","网联协议支付"," 京东支付-京东商城-闪电退追缴网银平台 "
|
||||
" 20250830"," 08:46:18","","80.00","175068.39","网联协议支付"," 京东支付-京东商城-凯度旗舰店 "
|
||||
" 20250830"," 08:13:08","","76.30","175148.39","网联协议支付"," 财付通-微信支付-美团平台商户 "
|
||||
" 20250829"," 11:42:30","","18.31","175224.69","网联协议支付"," 京东支付-京东商城-花小小新疆炒米粉20 "
|
||||
" 20250828"," 10:51:47","","17.40","175243.00","网联协议支付"," 京东支付-京东商城-麦田归来轻食拌饭 "
|
||||
" 20250827"," 17:48:46","","33.98","175260.40","银联快捷支付"," 财付通-微信支付-武圣羊汤 "
|
||||
" 20250826"," 09:59:27","","6.64","175294.38","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250825"," 20:42:39","","6.00","175301.02","网联协议支付"," 财付通-微信支付-深圳市腾讯计算机系统有限公司 "
|
||||
" 20250825"," 17:21:43","","9.95","175307.02","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250825"," 13:32:05","","16.59","175316.97","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250821"," 17:31:13","","5.69","175333.56","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250821"," 17:05:24","","23473.41","175339.25","信用卡自动还款"," 信用卡自扣 "
|
||||
" 20250820"," 17:17:48","","5.70","198812.66","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250815"," 18:28:05","","20.00","198818.36","银联快捷支付"," 财付通-微信支付-粉面潮食记 "
|
||||
" 20250815"," 15:17:20","","3.31","198838.36","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250815"," 14:42:11","37276.31","","198841.67","工资"," 代发 "
|
||||
" 20250815"," 12:06:57","","24.90","161565.36","网联协议支付"," 财付通-微信支付-醉面 "
|
||||
" 20250814"," 18:35:42","","6.64","161590.26","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250814"," 16:40:34","","6.64","161596.90","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250814"," 13:11:05","","8.00","161603.54","银联快捷支付"," 财付通-微信支付-深圳市腾讯计算机系统有限公司 "
|
||||
" 20250814"," 12:03:57","","18.00","161611.54","网联协议支付"," 支付宝-张钧惠 "
|
||||
" 20250811"," 17:50:45","","21.90","161629.54","网联协议支付"," 财付通-微信支付-醉面 "
|
||||
" 20250811"," 10:17:30","","6.16","161651.44","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250810"," 11:48:26","","45.00","161657.60","网联协议支付"," 财付通-微信支付-蛋壳窝 "
|
||||
" 20250810"," 11:47:34","","45.00","161702.60","网联协议支付"," 财付通-微信支付-蛋壳窝 "
|
||||
" 20250810"," 07:14:56","","2500.00","161747.60","转账汇款"," 房贷 张青"
|
||||
" 20250809"," 14:55:23","","48.97","164247.60","网联协议支付"," 京东支付-京东商城-小米京东自营旗舰店 "
|
||||
" 20250809"," 09:20:21","","50.00","164296.57","网联协议支付"," 财付通-微信支付-儿童扭蛋机 "
|
||||
" 20250808"," 14:15:13","17533.12","","164346.57","汇入汇款"," 北京芒果光线传媒有限公司"
|
||||
" 20250805"," 16:16:16","","5.69","146813.45","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250804"," 22:49:22","","420.00","146819.14","网联协议支付"," 财付通-微信支付-微信转账 "
|
||||
" 20250803"," 15:06:08","","2.87","147239.14","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250802"," 15:19:37","","4.00","147242.01","银联快捷支付"," 财付通-微信支付-美团 "
|
||||
" 20250802"," 14:24:50","","96.00","147246.01","网联协议支付"," 财付通-微信支付-D "
|
||||
" 20250801"," 18:19:36","","21.08","147342.01","网联协议支付"," 财付通-微信支付-醉面 "
|
||||
" 20250801"," 13:08:57","","29.00","147363.09","网联协议支付"," 财付通-微信支付-北京中轴线主题邮局 "
|
||||
" 20250801"," 12:59:18","","1.50","147392.09","网联协议支付"," 财付通-微信支付-美团 "
|
||||
" 20250731"," 11:23:21","","6.16","147393.59","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250731"," 07:38:52","","234.21","147399.75","网联协议支付"," 京东支付-京东商城-京东商城业务 "
|
||||
" 20250730"," 10:15:25","","10000.00","147633.96","银联快捷支付"," 财付通-微信支付-微信转账 "
|
||||
" 20250730"," 07:18:51","","54.41","157633.96","网联协议支付"," 财付通-微信支付-美团平台商户 "
|
||||
" 20250729"," 12:15:51","","29.67","157688.37","网联协议支付"," 财付通-微信支付-醉面 "
|
||||
" 20250728"," 18:43:52","","6.64","157718.04","银联快捷支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250728"," 18:20:49","","15.00","157724.68","网联协议支付"," 财付通-微信支付-北京市饺子锅贴 "
|
||||
" 20250728"," 12:16:24","","8.00","157739.68","网联协议支付"," 财付通-微信支付-顺丰速运 "
|
||||
" 20250728"," 10:11:19","","5.21","157747.68","网联协议支付"," 财付通-微信支付-轻巧拿（合肥）科技有限公司 "
|
||||
" 20250726"," 18:55:58","","6.00","157752.89","网联协议支付"," 财付通-微信支付-八旗烤肉（什刹海店） "
|
||||
" 20250726"," 17:41:45","","10.00","157758.89","网联协议支付"," 财付通-微信支付-扫二维码付款 "
|
||||
""
|
||||
"# 收入合计: 50 笔，共 954448.71 元"
|
||||
"# 支出合计: 725 笔，共 1094384.20 元"
|
||||
|
File diff suppressed because it is too large
Load Diff
@@ -0,0 +1,373 @@
|
||||
# FIRE 理财配置方案
|
||||
|
||||
> 更新日期：2026年7月24日 （活钱/现金层调整为：朝朝宝10万双号 + 周周宝10万）
|
||||
> 目标：45岁（7年后）达到不工作/自由工作状态
|
||||
> 当前年龄：38岁 | 家庭成员：夫妻 + 双胞胎女儿（6岁）
|
||||
|
||||
---
|
||||
|
||||
## 一、家庭财务全景
|
||||
|
||||
### 1.1 收入与支出
|
||||
|
||||
| 项目 | 详情 |
|
||||
|------|------|
|
||||
| **你（游戏公司）** | 年薪税前 ~70万（14薪） |
|
||||
| **媳妇（快手）** | 年薪税前 ~100-130万（基础60万 + 绩效15-30万 + 股权激励10万+） |
|
||||
| **家庭年收入（税前）** | 170-200万 |
|
||||
| **家庭年收入（税后）** | ~120-135万 |
|
||||
| **年支出** | ~48-54万（约占税后收入40%） |
|
||||
| **年可存** | ~72-81万 |
|
||||
| **储蓄率** | ~60% |
|
||||
|
||||
### 1.2 资产与负债
|
||||
|
||||
| 类别 | 金额 | 说明 |
|
||||
|------|:----:|------|
|
||||
| 你的存款 | 190万+ | |
|
||||
| 媳妇存款 | 240万+ | |
|
||||
| **可投资本金** | **430万+** | |
|
||||
| 北京房产 | 未估值 | 自住 |
|
||||
| 公积金贷款 | -50万 | 利率 ~3.1%，优质负债，不提前还 |
|
||||
|
||||
### 1.3 FIRE 目标测算
|
||||
|
||||
- **年支出**：约50万
|
||||
- **所需本金（4%法则）**：50万 × 25 = **1,250万**
|
||||
- **时间窗口**：7年
|
||||
- **要求年化收益**：5-6%
|
||||
|
||||
| 年化收益率 | 7年后总资产 | 是否达标？ |
|
||||
|:----------:|:----------:|:----------:|
|
||||
| 4% | ~1,160万 | ❌ 差一点 |
|
||||
| 5% | ~1,230万 | ⚠️ 基本达标 |
|
||||
| **6%** | **~1,300万** | ✅ 达标 |
|
||||
| 7% | ~1,380万 | ✅ 超额 |
|
||||
|
||||
> **核心结论：只需年化5-6%的稳健收益即可达成目标，无需承担额外风险。**
|
||||
|
||||
---
|
||||
|
||||
## 二、资产配置总览
|
||||
|
||||
### 2.1 存量资金（430万）
|
||||
|
||||
```
|
||||
┌─────────────────────────────────────────────────┐
|
||||
│ 现金层 20万（4.7%） 应急 + 日常流动性 │
|
||||
│ 纯防守 160万（37.2%） 短债+长债+国债三分 ~2.3% │
|
||||
│ 防守+ 40万（9.3%） 红利ETF，股息 ~5% │
|
||||
│ 进攻A股 90万（20.9%） 沪深300 + 中证500 │
|
||||
│ 进攻港股 40万（9.3%） 恒生ETF │
|
||||
│ 机会层 40万（9.3%） 黄金 + 可转债 + REITs │
|
||||
│ 机动资金 40万（9.3%） 分批建仓过程中的待投资金 │
|
||||
└─────────────────────────────────────────────────┘
|
||||
```
|
||||
|
||||
### 2.2 每月增量资金（~6万/月）
|
||||
|
||||
| 方向 | 月投金额 | 产品 | 代码 |
|
||||
|------|:----:|------|:----:|
|
||||
| A股宽基 | 2万 | 沪深300联接 | 110020 |
|
||||
| 港股 | 1.5万 | 恒生ETF联接 | 000071 |
|
||||
| 债券 | 1.5万 | 招商产业债A | 217022 |
|
||||
| 红利 | 0.5万 | 中证红利联接 | 012643 |
|
||||
| 黄金 | 0.5万 | 黄金ETF联接 | 000216 |
|
||||
|
||||
---
|
||||
|
||||
## 三、各层级详解
|
||||
|
||||
### 3.1 现金层（20万）— 4-5个月生活保障
|
||||
|
||||
| 产品 | 金额 | 年化 | 特点 |
|
||||
|------|:----:|:----:|------|
|
||||
| 招商朝朝宝 | 10万 | ~1.06% | **双账户各5万**（本人+媳妇各1号），T+0秒到账，单账户每日快取上限5万，双号合计可T+0取10万 |
|
||||
| 招商银行理财·周周宝 | 10万 | ~1.6% | 银行理财（R2），7天最低持有；实测持有120天收益0.52%~0.58%，按120天0.52%折算年化≈1.6% |
|
||||
|
||||
> **活钱安排逻辑（2026-07-24更新）**：
|
||||
> - 朝朝宝单账户 T+0 快取上限 5万，故用夫妻两个号各放 5万，既保 T+0 流动性又把额度翻倍到 10万/日。
|
||||
> - 剩余 10万 放招行周周宝（银行理财），收益高于朝朝宝约 0.5 个点，代价是 7 天锁定期 + R2 净值波动，不属于"随时可取"。
|
||||
> - 现金层加权年化从原 ~1.1% 提升至 ~1.3%，对组合整体影响很小（仅占4.7%），核心是流动性分层而非收益。
|
||||
> - 20万覆盖约4-5个月家庭支出，既不过度闲置也不紧张。
|
||||
|
||||
---
|
||||
|
||||
### 3.2 纯防守层（160万）— 压舱石，久期分散不求高收益
|
||||
|
||||
> **结构（2026-07-24 重构为三分）：短债基 + 长债基（利率债）+ 储蓄国债**
|
||||
> 核心逻辑是 **久期分散 + 信用分散**：把 160 万拆成「最短久期 / 最长久期（利率债）/ 零久期（锁定）」三段，分别对应不同的利率环境，避免单一久期踩错方向。
|
||||
|
||||
| 子层 | 金额 | 占比 | 角色 | 久期 | 预期年化（近年口径） |
|
||||
|------|:----:|:----:|------|:----:|:----:|
|
||||
| **短债基（中短债）** | 70万 | 43.8% | 流动性垫 + 低波动 | ~0.5-1年 | ~2.5-3% |
|
||||
| **长债基（利率债）** | 40万 | 25.0% | 利率下行赚资本利得 | ~4-5年 | ~3-4%（含利率风险） |
|
||||
| **储蓄国债（5年期）** | 50万 | 31.2% | 零波动锁息，FIRE现金流 | 持有到期 | ~1.7-1.9%（锁定） |
|
||||
| **合计** | **160万** | **100%** | — | — | **~2.3%（加权，保守）** |
|
||||
|
||||
**短债基候选（中短债，综合排名靠前）**
|
||||
|
||||
| 代码 | 名称 | 近1年 | 近2年 | 近3年 | 综合百分位 |
|
||||
|------|------|:----:|:----:|:----:|:----:|
|
||||
| 016149 | 中银季季享90天滚动持有中短债A | 2.89% | 6.06% | 11.45% | 前2% |
|
||||
| 013351 | 中加聚安60天滚动持有中短债A | 2.67% | 5.86% | 10.61% | 前3% |
|
||||
| 013522 | 华富吉丰60天滚动持有中短债A | 2.75% | 5.52% | 9.41% | 前5% |
|
||||
| 004155 | 中信保诚至泰中短债A | 2.30% | 4.76% | 10.40% | 前3% |
|
||||
|
||||
> 短债基统一放 1-2 只中短债即可（建议 016149 + 013351 各半）。现有鹏华丰禄（003547，信用债）综合百分位 0.74、低波动优质，**可保留并并入此子层**，与中短债并行不冲突。
|
||||
|
||||
**长债基候选（利率债，利率最敏感）**
|
||||
|
||||
| 代码 | 名称 | 近1年 | 近2年 | 近3年 | 类型 |
|
||||
|------|------|:----:|:----:|:----:|------|
|
||||
| 016016 | 长盛恒盛利率债A | 4.18% | 8.63% | 11.56% | 利率债 |
|
||||
| 003039 | 广发集富纯债A | 3.55% | 10.33% | 14.03% | 利率债 |
|
||||
|
||||
> 二选一或各半（共 40万）。利率债对利率最敏感：降息周期涨得多，加息周期回撤也大（利率 +1% 可能跌 4-5%）。它是组合里「博收益 + 对冲股市」的弹性部分，40万占比 25%，可控。
|
||||
|
||||
**购买渠道**：天天基金 App / 蚂蚁财富（申购费1折）；储蓄国债通过招行 App「国债」专区，每月 10 号发行日抢购。
|
||||
|
||||
**设计逻辑**
|
||||
- **久期分散**：短债（几乎不随利率动）+ 长债（跟利率大动）+ 国债（锁死不动），无论利率升还是降，总有一段在赚。
|
||||
- **信用分散**：短债多为中高等级信用/存单，长债是利率债（国家/政策行信用），国债是国家信用——三层信用来源不同。
|
||||
- **别浪费低利率时代的收益**：老结构（信用债+一级债）年化仅 ~1.6%；三分后靠中短债+利率债把加权提到 ~2.3%（近年可达 2.5%），波动仍远低于权益。
|
||||
- **防守层不是收益来源**：它的最大价值是「股市连跌 2-3 年时你不用割肉」，年化 2.3% 是顺带的。
|
||||
|
||||
> ⚠️ **储蓄国债过渡安排（国债等待池）**：5 年期储蓄国债每月只发行一期、未必一次买满 50 万。故**初始短债基放 120 万（70 万本职 + 50 万待转国债）**，其中 50 万作为「国债等待池」；自买入当月起，每月 10 号从短债基赎回 5 万转入储蓄国债，约 10 个月（半年~1 年）内把 50 万国债建满。等待期间这笔钱在短债基继续赚 ~2.5%，不闲置；国债到位后短债基稳定回到 70 万。
|
||||
|
||||
---
|
||||
|
||||
### 3.3 防守+（40万）— 红利ETF，用股息增强防守层收益
|
||||
|
||||
| 产品 | 代码 | 金额 | 近1年 | 股息率 |
|
||||
|------|:----:|:----:|:----:|:----:|
|
||||
| 中证红利ETF（招商） | 515080 | 40万 | **-5.08%**（2026-07-24） | ~4.8% |
|
||||
|
||||
> **数据更新（2026-07-24）**：中证红利指数估值 PE≈8 倍、PB≈0.8 倍（历史偏低分位）；515080 现价 1.531，近 1 年 **-5.08%**、近 1 年最大回撤 **-16.42%**。2026 年红利风格降温，"防守+非债券"的风险已被实打实兑现——建仓与持有需按股票逻辑，而非债券逻辑。
|
||||
|
||||
**选哪只（详见配套《中证红利ETF建仓与选基分析》）**
|
||||
- **核心：招商中证红利 ETF（515080）**——季度分红（成立来已分 17 次）、规模 122 亿、流动性充足，最契合 FIRE 现金流逻辑。
|
||||
- **备选：易方达中证红利 ETF（515180）**——费率最低（0.20%/年）、规模最大（≈189 亿）、流动性最好，长期每年多赚约 0.1%；但分红次数少、现金流节奏不如 515080。
|
||||
- 不推荐多只同指数 ETF 分散（均跟踪 000922，分散无效、徒增对账）。
|
||||
|
||||
**怎么建仓（尚未建仓时）**
|
||||
- 40 万存量：分 **5 批 × 8 万、每 2 周买 1 批**（约 2.5 个月建完）；估值已便宜不必等底，但 2026 风格偏弱、回撤 -16%，也不宜一把梭。
|
||||
- 每月 0.5 万：**012643 联接自动定投**，永久执行（立即开始，不择时）。
|
||||
- 分红方式：积累期选"红利再投"复利；第 5–6 年起切"现金分红"构建 FIRE 现金流。
|
||||
|
||||
**关键数据**（截至2026年7月）：
|
||||
- 上市以来累计分红17次，自2024年起每季度分红一次
|
||||
- 近5年分红比例：4.53%、4.14%、4.19%、4.77%、4.67%
|
||||
- 当前中证红利指数股息率约4.3%、ETF约4.8%，与10年期国债利差仍超3个百分点
|
||||
|
||||
**为什么配红利ETF？**
|
||||
- 纯债（三分结构）年化也就2-3%，全部压纯债收益仍偏低
|
||||
- 红利ETF每年约5%的分红是真实现金流，比纯债高2%+
|
||||
- 股价会有波动，但长期持有收息、不频繁交易
|
||||
|
||||
**风险认知**：
|
||||
- 红利ETF本质是股票，不是债券替代品
|
||||
- 最大回撤可能10-20%（2026 年实测 -16%），需持有3年以上平滑波动
|
||||
- 当前40万占总资产9.3%，比例可控
|
||||
|
||||
---
|
||||
|
||||
### 3.4 进攻层 — A股 + 港股（130万）
|
||||
|
||||
#### A股部分（90万）
|
||||
|
||||
| 产品 | 代码 | 金额 | 费率 | 说明 |
|
||||
|------|:----:|:----:|:----:|------|
|
||||
| 易方达沪深300ETF | 510310 | 65万 | 0.20% | A股核心资产，股息率2.66%，费率最低 |
|
||||
| 南方中证500ETF | 510500 | 25万 | 0.60% | 中盘成长，当前PE偏高控制仓位 |
|
||||
|
||||
#### 港股部分（40万）
|
||||
|
||||
| 产品 | 代码 | 金额 | 费率 | 说明 |
|
||||
|------|:----:|:----:|:----:|------|
|
||||
| 恒生ETF | 159920 | 40万 | 0.60% | 深交所上市，A股账户直接买，无需港股通 |
|
||||
|
||||
**为什么选159920而非港股通买个股？**
|
||||
- 159920在深交所上市，直接用A股账户交易，零门槛
|
||||
- 恒生指数当前PE约10倍，全球最便宜的主要市场
|
||||
- ETF分散持有腾讯、阿里、美团等，比买单只个股安全
|
||||
|
||||
**关于港股通**：建议趁资金在账上先开通（平安证券App → 业务办理 → 港股通），开通免费，未来如果想买腾讯、快手等个股就有通道了。
|
||||
|
||||
---
|
||||
|
||||
### 3.5 机会层（40万）— 详解
|
||||
|
||||
机会层的定位是：**在核心配置之外，用少量资金捕捉其他资产类别的机会，增强组合多样性**。每类资产都有独立的投资逻辑，不依赖股市涨跌。
|
||||
|
||||
---
|
||||
|
||||
#### 机会1：黄金ETF（20万）
|
||||
|
||||
| 产品 | 代码 | 金额 | 近1年 | 近3月 |
|
||||
|------|:----:|:----:|:----:|:----:|
|
||||
| 华安黄金ETF | 518880 | 20万 | +13.37% | -15.70% |
|
||||
|
||||
**投资逻辑**：
|
||||
|
||||
| 驱动因素 | 说明 |
|
||||
|------|------|
|
||||
| **全球央行购金** | 2022年以来全球央行年均购金超1000吨，中国央行连续增持 |
|
||||
| **美元信用弱化** | 美国债务规模持续膨胀，美元信用长期走弱，黄金作为"无国籍货币"受益 |
|
||||
| **降息周期** | 全球主要央行进入降息通道，利率下行利好黄金 |
|
||||
| **避险属性** | 地缘冲突频发，黄金是对冲尾部风险的最佳资产 |
|
||||
| **与股市低相关** | A股大跌时黄金往往上涨，组合中加入黄金能降低整体波动 |
|
||||
|
||||
**当前状态与操作**：
|
||||
- 近3月跌了15.7%，**恰恰是回调后的配置窗口**，不是追高
|
||||
- 黄金短期波动大（近3月-15%），但长期趋势向上（近3年+90%）
|
||||
- 20万占总资产4.7%，即使黄金大跌20%也只影响总资产不到1%
|
||||
|
||||
**操作方式**：场内买518880，当前价格回调中，可以分2-3次买入。
|
||||
|
||||
---
|
||||
|
||||
#### 机会2：可转债ETF（10万）
|
||||
|
||||
| 产品 | 代码 | 金额 | 近1年 | 近3月 |
|
||||
|------|:----:|:----:|:----:|:----:|
|
||||
| 博时可转债ETF | 511380 | 10万 | +8.08% | -4.49% |
|
||||
|
||||
**什么是可转债？**
|
||||
|
||||
> 可转债是上市公司发行的债券，但在特定条件下可以转换成股票。简单说就是"**保底的债券 + 股票的看涨期权**"：
|
||||
> - 股价跌 → 它像债券，到期还本付息，跌有限
|
||||
> - 股价涨 → 可以转成股票，跟着涨
|
||||
|
||||
**为什么选可转债ETF而非单只可转债？**
|
||||
- 单只可转债有信用风险（公司可能违约），ETF持有几十只分散风险
|
||||
- 511380规模598亿，流动性好
|
||||
- 近1年收益8.08%，在防守类资产中表现突出
|
||||
|
||||
**在组合中的角色**：
|
||||
|
||||
可转债是一个"**攻守兼备**"的资产：
|
||||
- 股市大涨时，它能跟涨（不像纯债完全不动）
|
||||
- 股市大跌时，它跌得少（有债底保护）
|
||||
- 当前10万占比2.3%，小仓位试探
|
||||
|
||||
**风险**：
|
||||
- 可转债并非无风险，股市暴跌时也会跌（但跌幅通常小于股票）
|
||||
- 近3月-4.49%，短期波动存在
|
||||
|
||||
---
|
||||
|
||||
#### 机会3：REITs（10万）
|
||||
|
||||
| 推荐关注 | 代码 | 类型 | 分红率 |
|
||||
|------|:----:|------|:----:|
|
||||
| 地产租住 | 508055 | 上海保租房 | ~4.5% |
|
||||
| 中金普洛斯REIT | 508056 | 仓储物流 | ~5%+ |
|
||||
| 城投宽庭保租房 | 508031 | 上海保租房 | ~4.5% |
|
||||
|
||||
**什么是REITs？**
|
||||
|
||||
> REITs（不动产投资信托基金）让你用很少的钱成为"包租公/包租婆"。基金持有真实的不动产（产业园、仓储、保障房等），每年把租金收入的90%以上分给投资者。
|
||||
|
||||
**投资逻辑**：
|
||||
|
||||
| 优势 | 说明 |
|
||||
|------|------|
|
||||
| **现金流稳定** | 底层是租金收入，只要房子租得出去就有分红 |
|
||||
| **分红率高** | 产权类REITs平均分派率约4.5%，经营权类约5.4% |
|
||||
| **与股债低相关** | 租金收入和股市涨跌关系不大 |
|
||||
| **门槛低** | 1000元起就能买，不需要真的买房 |
|
||||
| **抗通胀** | 租金随通胀上涨，REITs分红也会增长 |
|
||||
|
||||
**当前市场情况**：
|
||||
- 国内公募REITs市场已扩容至60+只，流动性改善
|
||||
- 保障性租赁住房REITs有政策支持，出租率高（96%+）
|
||||
- 分红率4-5%，在当前低利率环境下性价比突出
|
||||
|
||||
**操作方式**：REITs是场内交易（和ETF一样），在证券账户直接买入。建议选1-2只分散，如508055（保租房）+ 508056（仓储物流）各5万。
|
||||
|
||||
**风险**：
|
||||
- REITs价格会波动，不是保本的
|
||||
- 经济下行可能影响出租率和租金
|
||||
- 流动性不如ETF，大额买卖可能有冲击成本
|
||||
|
||||
---
|
||||
|
||||
#### 机会层小结
|
||||
|
||||
| 资产 | 金额 | 占比 | 投资逻辑 | 与股市相关性 |
|
||||
|------|:----:|:----:|------|:----:|
|
||||
| 黄金 | 20万 | 4.7% | 央行购金+降息+避险 | 低 |
|
||||
| 可转债 | 10万 | 2.3% | 债底保护+股票弹性 | 中 |
|
||||
| REITs | 10万 | 2.3% | 租金现金流+抗通胀 | 低 |
|
||||
| **合计** | **40万** | **9.3%** | — | — |
|
||||
|
||||
> 机会层的核心价值：当股市（进攻层）表现不佳时，这三类资产有自己的独立逻辑，不跟着股市一起跌，起到分散风险的作用。
|
||||
|
||||
---
|
||||
|
||||
## 四、执行路线图
|
||||
|
||||
```
|
||||
第1周：开通账户
|
||||
├── 港股通开通（平安证券App → 业务办理 → 港股通）
|
||||
├── 国债托管账户（招行App → 搜索"国债"）
|
||||
└── 天天基金App实名认证
|
||||
|
||||
第1周：现金层到位（共20万）
|
||||
├── 朝朝宝：本人+媳妇双号各5万，共10万（T+0，单号快取上限5万）
|
||||
└── 招行周周宝：10万（银行理财R2，7天最低持有，年化约1.6%）
|
||||
|
||||
第1个月：防守层三分结构一次性买入
|
||||
├── 短债基（中短债，如 016149 + 013351）→ 120万（70本职 + 50待转国债）
|
||||
├── 长债基（利率债，如 016016 / 003039）→ 40万
|
||||
└── 储蓄国债（5年期）→ 起每月10号从短债基转5万，目标50万
|
||||
|
||||
第1-6个月：进攻层分批建仓（每月约22万）
|
||||
├── 沪深300ETF 510310 → 每月11万 × 6月 = 65万
|
||||
├── 中证500ETF 510500 → 每月4万 × 6月 = 25万
|
||||
└── 恒生ETF 159920 → 每月7万 × 6月 = 40万
|
||||
|
||||
第1-3个月：防守+ 和机会层分批建仓
|
||||
├── 中证红利ETF 515080 → 分3次 × 13万 = 40万
|
||||
├── 黄金ETF 518880 → 分2次 × 10万 = 20万
|
||||
├── 可转债ETF 511380 → 1次性 = 10万
|
||||
└── REITs → 508055/508056 各5万
|
||||
|
||||
第1-84个月（7年）：定投持续
|
||||
├── 每月6万自动扣款
|
||||
├── 每季度查看一次配置偏离（偏离目标5%以上时再平衡）
|
||||
└── 每年底全面检视一次
|
||||
|
||||
第84个月：FIRE评估
|
||||
├── 总资产 ≥ 1,250万 → 可以考虑FIRE
|
||||
├── 总资产 ≥ 1,500万 → 舒适FIRE
|
||||
└── 未达标 → 继续工作1-2年
|
||||
```
|
||||
|
||||
---
|
||||
|
||||
## 五、关键原则
|
||||
|
||||
| 原则 | 说明 |
|
||||
|------|------|
|
||||
| **不折腾** | 定投+持有是最好的策略，避免频繁交易 |
|
||||
| **不all-in** | 单一资产不超过总资产20% |
|
||||
| **不借钱投资** | 你们不需要杠杆 |
|
||||
| **不懂不做** | 只投A股+港股，不碰不了解的海外市场 |
|
||||
| **公积金贷款不提前还** | 利率3.1%，低于很多理财收益 |
|
||||
| **每年再平衡** | 涨多了卖、跌多了买，纪律性操作 |
|
||||
| **保持储蓄率** | 60%储蓄率是你们最大的优势，比任何投资策略都重要 |
|
||||
|
||||
---
|
||||
|
||||
## 六、后续待办
|
||||
|
||||
- [ ] 保险检视（重疾险、定期寿险、医疗险是否充足）
|
||||
- [ ] 教育金专项规划（双胞胎女儿，12年后大学）
|
||||
- [ ] 税收优化（个人养老金账户、年终奖计税方式）
|
||||
- [ ] 媳妇股权激励的处理策略
|
||||
|
||||
---
|
||||
|
||||
> ⚠️ **免责声明**：本方案基于个人理财目标的框架性建议，不构成投资建议。所有产品数据以实际App查询为准，投资有风险，决策需谨慎。
|
||||
@@ -0,0 +1,113 @@
|
||||
# FIRE 理财配置方案（单人版）
|
||||
|
||||
> 本金：190万 | 月结余：2.5万 | 目标年化：4-6%
|
||||
|
||||
---
|
||||
|
||||
## 一、资产配置总览（存量 190万）
|
||||
|
||||
| 层级 | 金额 | 占比 | 标的物 |
|
||||
|------|:----:|:----:|------|
|
||||
| 现金层 | 8万 | 4.2% | 朝朝宝 + 周周宝 |
|
||||
| 纯防守 | 70万 | 36.8% | 短债基 + 长债基 + 储蓄国债 |
|
||||
| 防守+ | 18万 | 9.5% | 中证红利ETF |
|
||||
| 进攻A股 | 40万 | 21.1% | 沪深300 + 中证500 |
|
||||
| 进攻港股 | 18万 | 9.5% | 恒生ETF |
|
||||
| 机会层 | 18万 | 9.5% | 黄金 + 可转债 + REITs |
|
||||
| 机动资金 | 18万 | 9.5% | 分批建仓待投资金 |
|
||||
|
||||
---
|
||||
|
||||
## 二、各层级明细
|
||||
|
||||
### 2.1 现金层（8万）
|
||||
|
||||
| 产品 | 金额 | 年化 |
|
||||
|------|:----:|:----:|
|
||||
| 招商朝朝宝 | 5万 | ~1.06% |
|
||||
| 招行周周宝 | 3万 | ~1.6% |
|
||||
|
||||
### 2.2 纯防守层（70万）
|
||||
|
||||
| 子层 | 金额 | 占比 | 预期年化 | 久期 |
|
||||
|------|:----:|:----:|:----:|:----:|
|
||||
| 短债基 | 30万 | 43% | ~2.5-3% | ~0.5-1年 |
|
||||
| 长债基（利率债） | 18万 | 26% | ~3-4% | ~4-5年 |
|
||||
| 储蓄国债（5年期） | 22万 | 31% | ~1.7-1.9% | 持有到期 |
|
||||
| **合计** | **70万** | **100%** | **~2.3%** | — |
|
||||
|
||||
| 子层 | 推荐产品 | 代码 |
|
||||
|------|------|:----:|
|
||||
| 短债基 | 中银季季享90天 + 中加聚安60天（各半） | 016149 / 013351 |
|
||||
| 长债基 | 长盛恒盛利率债 / 广发集富纯债（二选一或各半） | 016016 / 003039 |
|
||||
| 储蓄国债 | 招行App每月10号发行日抢购 | — |
|
||||
|
||||
> 储蓄国债过渡：初始短债基放 52万（30本职 + 22待转国债），每月10号从短债基赎回2万转入国债，约11个月内建满。
|
||||
|
||||
### 2.3 防守+（18万）— 红利ETF
|
||||
|
||||
| 产品 | 代码 | 金额 | 股息率 |
|
||||
|------|:----:|:----:|:----:|
|
||||
| 中证红利ETF（招商） | 515080 | 18万 | ~4.8% |
|
||||
|
||||
- 分3批 × 6万、每2周买入
|
||||
- 积累期选"红利再投"；第5-6年起切"现金分红"
|
||||
- 本质是股票，最大回撤可能10-20%，需持有3年以上
|
||||
|
||||
### 2.4 进攻层 — A股（40万）
|
||||
|
||||
| 产品 | 代码 | 金额 | 费率 |
|
||||
|------|:----:|:----:|:----:|
|
||||
| 易方达沪深300ETF | 510310 | 28万 | 0.20% |
|
||||
| 南方中证500ETF | 510500 | 12万 | 0.60% |
|
||||
|
||||
### 2.5 进攻层 — 港股（18万）
|
||||
|
||||
| 产品 | 代码 | 金额 | 费率 |
|
||||
|------|:----:|:----:|:----:|
|
||||
| 恒生ETF | 159920 | 18万 | 0.60% |
|
||||
|
||||
### 2.6 机会层（18万）
|
||||
|
||||
| 资产 | 金额 | 产品 | 代码 |
|
||||
|------|:----:|------|:----:|
|
||||
| 黄金 | 9万 | 华安黄金ETF | 518880 |
|
||||
| 可转债 | 5万 | 博时可转债ETF | 511380 |
|
||||
| REITs | 4万 | 508055 + 508056 各2万 | 508055 / 508056 |
|
||||
|
||||
---
|
||||
|
||||
## 三、每月增量资金（2.5万/月）
|
||||
|
||||
| 方向 | 月投金额 | 产品 | 代码 |
|
||||
|------|:----:|------|:----:|
|
||||
| A股宽基 | 8,000 | 沪深300联接 | 110020 |
|
||||
| 港股 | 6,000 | 恒生ETF联接 | 000071 |
|
||||
| 债券 | 6,000 | 招商产业债A | 217022 |
|
||||
| 红利 | 2,500 | 中证红利联接 | 012643 |
|
||||
| 黄金 | 2,500 | 黄金ETF联接 | 000216 |
|
||||
|
||||
---
|
||||
|
||||
## 四、建仓节奏
|
||||
|
||||
| 阶段 | 操作 |
|
||||
|------|------|
|
||||
| 第1周 | 现金层到位；开通天天基金App、国债托管账户 |
|
||||
| 第1个月 | 防守层三分结构一次性买入（短债基52万 + 长债基18万） |
|
||||
| 第1-6个月 | 进攻层分批建仓（沪深300每月5万、中证500每月2万、恒生每月3万） |
|
||||
| 第1-3个月 | 红利ETF分3批×6万；黄金分2批；可转债1次性；REITs各2万 |
|
||||
| 持续 | 每月2.5万自动定投；每季度检查偏离>5%时再平衡；每年底全面检视 |
|
||||
|
||||
---
|
||||
|
||||
## 五、关键原则
|
||||
|
||||
- 定投 + 持有，避免频繁交易
|
||||
- 单一资产不超过总资产20%
|
||||
- 不借钱投资
|
||||
- 每年再平衡：涨多了卖、跌多了买
|
||||
|
||||
---
|
||||
|
||||
> 免责声明：本方案为个人理财框架性参考，不构成投资建议。投资有风险，决策需谨慎。
|
||||
+363
@@ -0,0 +1,363 @@
|
||||
======================================================================
|
||||
家庭收支表处理日志
|
||||
======================================================================
|
||||
|
||||
原始交易总数：2524 笔
|
||||
丈夫-1207卡：775 笔
|
||||
妻子-1617卡：1749 笔
|
||||
|
||||
排除交易总数：249 笔
|
||||
--------------------------------------------------
|
||||
内部转账: 39 笔, 金额 ¥346493.25
|
||||
微信红包: 2 笔, 金额 ¥378.00
|
||||
日常消费: 32 笔, 金额 ¥16737.36
|
||||
理财投资: 139 笔, 金额 ¥4877589.32
|
||||
退款: 37 笔, 金额 ¥47839.48
|
||||
|
||||
保留交易总数：2275 笔
|
||||
--------------------------------------------------
|
||||
保险理赔: 10 笔, 收入 ¥2630.31, 支出 ¥0.00
|
||||
信用卡还款: 17 笔, 收入 ¥0.00, 支出 ¥103974.46
|
||||
公积金提取: 4 笔, 收入 ¥103284.07, 支出 ¥0.00
|
||||
其他收入: 60 笔, 收入 ¥42908.00, 支出 ¥0.00
|
||||
孩子零花钱: 289 笔, 收入 ¥0.00, 支出 ¥289.00
|
||||
对外转账: 21 笔, 收入 ¥0.00, 支出 ¥45289.00
|
||||
工资收入: 28 笔, 收入 ¥1350976.92, 支出 ¥0.00
|
||||
微信红包: 12 笔, 收入 ¥0.00, 支出 ¥1685.80
|
||||
日常消费: 1823 笔, 收入 ¥0.00, 支出 ¥424968.76
|
||||
股权结汇收益: 3 笔, 收入 ¥96858.95, 支出 ¥0.00
|
||||
银联代付收入: 8 笔, 收入 ¥134810.66, 支出 ¥0.00
|
||||
|
||||
家庭总收入：¥1731468.91
|
||||
家庭总支出：¥576207.02
|
||||
家庭净结余：¥1155261.89
|
||||
|
||||
======================================================================
|
||||
排除交易明细
|
||||
======================================================================
|
||||
|
||||
【内部转账】(39 笔)
|
||||
20250730 10:15:25 | 丈夫-1207 | 支出 ¥10000.00 | 银联快捷支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20250804 22:49:22 | 丈夫-1207 | 支出 ¥420.00 | 网联协议支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20250810 07:14:56 | 丈夫-1207 | 支出 ¥2500.00 | 转账汇款 | 房贷 张青 | 原因: 夫妻间转账(转账汇款: 房贷 张青)
|
||||
20250903 00:29:56 | 丈夫-1207 | 支出 ¥10000.00 | 银联快捷支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20250903 00:31:32 | 妻子-1617 | 收入 ¥11513.24 | 网联付款交易 | 财付通-刘鑫-微信零钱提现 | 原因: 微信零钱提现(财付通-刘鑫-微信零钱提现)
|
||||
20250910 07:15:04 | 丈夫-1207 | 支出 ¥2500.00 | 转账汇款 | 房贷 张青 | 原因: 夫妻间转账(转账汇款: 房贷 张青)
|
||||
20250919 08:36:46 | 丈夫-1207 | 支出 ¥10000.00 | 网联协议支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20250920 08:36:49 | 丈夫-1207 | 收入 ¥10000.00 | 网联退款 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账退款(财付通-微信支付-微信转账)
|
||||
20251010 07:18:48 | 丈夫-1207 | 支出 ¥2500.00 | 转账汇款 | 房贷 张青 | 原因: 夫妻间转账(转账汇款: 房贷 张青)
|
||||
20251026 08:37:51 | 丈夫-1207 | 支出 ¥20000.00 | 网联协议支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20251104 13:21:18 | 丈夫-1207 | 支出 ¥10000.00 | 网联协议支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20251110 07:15:12 | 丈夫-1207 | 支出 ¥2500.00 | 转账汇款 | 房贷 张青 | 原因: 夫妻间转账(转账汇款: 房贷 张青)
|
||||
20251201 09:44:15 | 丈夫-1207 | 支出 ¥10000.00 | 网联协议支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20251210 07:20:07 | 丈夫-1207 | 支出 ¥2500.00 | 转账汇款 | 房贷 张青 | 原因: 夫妻间转账(转账汇款: 房贷 张青)
|
||||
20260101 13:22:13 | 丈夫-1207 | 支出 ¥15000.00 | 网联协议支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20260110 07:14:38 | 丈夫-1207 | 支出 ¥2500.00 | 转账汇款 | 房贷 张青 | 原因: 夫妻间转账(转账汇款: 房贷 张青)
|
||||
20260115 18:11:50 | 妻子-1617 | 收入 ¥11063.26 | 网联付款交易 | 财付通-刘鑫-微信零钱提现 | 原因: 微信零钱提现(财付通-刘鑫-微信零钱提现)
|
||||
20260210 07:14:41 | 丈夫-1207 | 支出 ¥2500.00 | 转账汇款 | 房贷 张青 | 原因: 夫妻间转账(转账汇款: 房贷 张青)
|
||||
20260213 17:32:49 | 丈夫-1207 | 支出 ¥15000.00 | 网联协议支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20260213 13:48:03 | 丈夫-1207 | 支出 ¥7000.00 | 转账汇款 | 转账 张青 | 原因: 夫妻间转账(转账汇款: 转账 张青)
|
||||
20260217 22:40:47 | 妻子-1617 | 收入 ¥14976.97 | 网联付款交易 | 财付通-刘鑫-微信零钱提现 | 原因: 微信零钱提现(财付通-刘鑫-微信零钱提现)
|
||||
20260304 09:03:20 | 丈夫-1207 | 支出 ¥15000.00 | 银联快捷支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20260310 07:14:49 | 丈夫-1207 | 支出 ¥2500.00 | 转账汇款 | 房贷 张青 | 原因: 夫妻间转账(转账汇款: 房贷 张青)
|
||||
20260319 16:20:34 | 丈夫-1207 | 收入 ¥41752.74 | 行内转入 | 转账 张青 | 原因: 夫妻间转账(行内转入: 转账 张青)
|
||||
20260321 11:34:47 | 丈夫-1207 | 支出 ¥6000.00 | 网联协议支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20260322 11:34:49 | 丈夫-1207 | 收入 ¥6000.00 | 网联退款 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账退款(财付通-微信支付-微信转账)
|
||||
20260404 13:28:30 | 丈夫-1207 | 支出 ¥30000.00 | 网联协议支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20260410 07:14:48 | 丈夫-1207 | 支出 ¥2500.00 | 转账汇款 | 房贷 张青 | 原因: 夫妻间转账(转账汇款: 房贷 张青)
|
||||
20260506 08:30:19 | 丈夫-1207 | 支出 ¥15000.00 | 银联快捷支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20260510 07:20:15 | 丈夫-1207 | 支出 ¥2500.00 | 转账汇款 | 房贷 张青 | 原因: 夫妻间转账(转账汇款: 房贷 张青)
|
||||
20260523 16:13:22 | 妻子-1617 | 收入 ¥591.70 | 网联付款交易 | 支付宝-刘鑫-刘鑫支付宝余额提现 | 原因: 微信零钱提现(支付宝-刘鑫-刘鑫支付宝余额提现)
|
||||
20260530 20:33:13 | 妻子-1617 | 收入 ¥297.10 | 网联付款交易 | 支付宝-刘鑫-刘鑫支付宝余额提现 | 原因: 微信零钱提现(支付宝-刘鑫-刘鑫支付宝余额提现)
|
||||
20260530 20:32:40 | 妻子-1617 | 收入 ¥1922.67 | 网联付款交易 | 财付通-刘鑫-微信零钱提现 | 原因: 微信零钱提现(财付通-刘鑫-微信零钱提现)
|
||||
20260601 08:57:02 | 丈夫-1207 | 支出 ¥15000.00 | 网联协议支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20260610 07:15:40 | 丈夫-1207 | 支出 ¥2500.00 | 转账汇款 | 房贷 张青 | 原因: 夫妻间转账(转账汇款: 房贷 张青)
|
||||
20260710 07:34:34 | 丈夫-1207 | 支出 ¥2500.00 | 转账汇款 | 房贷 张青 | 原因: 夫妻间转账(转账汇款: 房贷 张青)
|
||||
20260713 09:53:00 | 丈夫-1207 | 支出 ¥5000.00 | 网联协议支付 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账(财付通-微信支付-微信转账)
|
||||
20260714 09:53:02 | 丈夫-1207 | 收入 ¥5000.00 | 网联退款 | 财付通-微信支付-微信转账 | 原因: 夫妻间微信转账退款(财付通-微信支付-微信转账)
|
||||
20260716 09:42:39 | 丈夫-1207 | 收入 ¥19955.57 | 行内转入 | 转账 张青 | 原因: 夫妻间转账(行内转入: 转账 张青)
|
||||
|
||||
【微信红包】(2 笔)
|
||||
20250910 08:29:33 | 丈夫-1207 | 支出 ¥200.00 | 银联快捷支付 | 财付通-微信支付-微信红包 | 原因: 退款配对(退款日期20250911)
|
||||
20260522 15:05:27 | 妻子-1617 | 支出 ¥178.00 | 网联协议支付 | 财付通-微信支付-微信红包 | 原因: 退款配对(退款日期20260520)
|
||||
|
||||
【日常消费】(32 笔)
|
||||
20250730 21:14:48 | 妻子-1617 | 支出 ¥333.46 | 网联协议支付 | 支付宝-拉扎斯网络科技（上海）有限公司 | 原因: 退款配对(退款日期20250731)
|
||||
20250807 10:39:05 | 妻子-1617 | 支出 ¥21.00 | 网联协议支付 | 支付宝-上海拉扎斯信息科技有限公司 | 原因: 退款配对(退款日期20250807)
|
||||
20250809 10:33:24 | 妻子-1617 | 支出 ¥256.00 | 网联协议支付 | 财付通-微信支付-中国宋庆龄青少年科技文化交流中心 | 原因: 退款配对(退款日期20250809)
|
||||
20250814 07:54:04 | 妻子-1617 | 支出 ¥160.00 | 网联协议支付 | 财付通-微信支付-北京天文馆 | 原因: 退款配对(退款日期20250815)
|
||||
20250814 07:52:26 | 妻子-1617 | 支出 ¥20.00 | 网联协议支付 | 财付通-微信支付-北京天文馆 | 原因: 退款配对(退款日期20250815)
|
||||
20250823 11:33:23 | 妻子-1617 | 支出 ¥4.50 | 网联协议支付 | 支付宝-旺旺售货机 | 原因: 退款配对(退款日期20250823)
|
||||
20250829 23:33:35 | 妻子-1617 | 支出 ¥249.00 | 网联协议支付 | 支付宝-小红书 | 原因: 退款配对(退款日期20250830)
|
||||
20250829 23:06:20 | 妻子-1617 | 支出 ¥779.00 | 网联协议支付 | 支付宝-LeGrenat旗舰店 | 原因: 退款配对(退款日期20250829)
|
||||
20250831 14:03:55 | 丈夫-1207 | 支出 ¥10.00 | 银联快捷支付 | 财付通-微信支付-扫二维码付款 | 原因: 退款配对-近似(退款日期20250901)
|
||||
20250910 16:35:02 | 妻子-1617 | 支出 ¥52.10 | 网联协议支付 | 支付宝-上海拉扎斯信息科技有限公司 | 原因: 退款配对(退款日期20250910)
|
||||
20251004 09:30:21 | 妻子-1617 | 支出 ¥270.00 | 网联协议支付 | 财付通-微信支付-云南旅务通公司 | 原因: 退款配对(退款日期20251004)
|
||||
20251106 18:47:35 | 妻子-1617 | 支出 ¥5990.62 | 网联协议支付 | 支付宝-Airbnb Payments UK L | 原因: 退款配对(退款日期20251109)
|
||||
20251106 10:46:52 | 妻子-1617 | 支出 ¥33.00 | 网联协议支付 | 支付宝-上海拉扎斯信息科技有限公司 | 原因: 退款配对(退款日期20251106)
|
||||
20251106 08:43:12 | 妻子-1617 | 支出 ¥664.34 | 网联协议支付 | 支付宝-上海赫程国际旅行社有限公司 | 原因: 退款配对(退款日期20251109)
|
||||
20251106 02:10:16 | 妻子-1617 | 支出 ¥425.20 | 网联协议支付 | 支付宝-上海赫程国际旅行社有限公司 | 原因: 退款配对(退款日期20251106)
|
||||
20251106 02:04:47 | 妻子-1617 | 支出 ¥923.50 | 网联协议支付 | 支付宝-上海赫程国际旅行社有限公司 | 原因: 退款配对(退款日期20251106)
|
||||
20251106 01:33:05 | 妻子-1617 | 支出 ¥4588.48 | 网联协议支付 | 支付宝-Airbnb Payments UK L | 原因: 退款配对(退款日期20251106)
|
||||
20251222 23:57:36 | 妻子-1617 | 支出 ¥138.00 | 网联协议支付 | 支付宝-故宫出版旗舰店 | 原因: 退款配对(退款日期20251223)
|
||||
20251225 18:52:45 | 妻子-1617 | 支出 ¥40.00 | 网联协议支付 | 财付通-微信支付-故宫博物院 | 原因: 退款配对(退款日期20251225)
|
||||
20251225 08:18:04 | 妻子-1617 | 支出 ¥38.00 | 网联协议支付 | 财付通-微信支付-北京考古遗址博物馆 | 原因: 退款配对(退款日期20251225)
|
||||
20251231 19:39:18 | 妻子-1617 | 支出 ¥100.00 | 网联协议支付 | 财付通-微信支付-美团平台商户 | 原因: 退款配对(退款日期20260102)
|
||||
20260214 18:16:15 | 妻子-1617 | 支出 ¥809.00 | 网联协议支付 | 支付宝-LOTUS INTERNATIONAL | 原因: 退款配对(退款日期20260214)
|
||||
20260215 21:40:06 | 妻子-1617 | 支出 ¥25.58 | 网联协议支付 | 支付宝-拉扎斯网络科技（上海）有限公司 | 原因: 退款配对(退款日期20260215)
|
||||
20260225 22:30:34 | 妻子-1617 | 支出 ¥27.29 | 网联协议支付 | 支付宝-拉扎斯网络科技（上海）有限公司 | 原因: 退款配对(退款日期20260225)
|
||||
20260403 11:49:36 | 妻子-1617 | 支出 ¥364.00 | 网联协议支付 | 财付通-微信支付-美团 | 原因: 退款配对(退款日期20260403)
|
||||
20260427 12:11:17 | 妻子-1617 | 支出 ¥182.00 | 网联协议支付 | 支付宝-上海拉扎斯信息科技有限公司 | 原因: 退款配对(退款日期20260427)
|
||||
20260510 23:03:56 | 妻子-1617 | 支出 ¥36.49 | 网联协议支付 | 支付宝-拉扎斯网络科技（上海）有限公司 | 原因: 退款配对(退款日期20260510)
|
||||
20260516 17:45:42 | 妻子-1617 | 支出 ¥19.00 | 网联协议支付 | 财付通-微信支付-快乐拍拍蛋 | 原因: 退款配对(退款日期20260516)
|
||||
20260524 14:52:41 | 丈夫-1207 | 支出 ¥99.00 | 网联协议支付 | 财付通-微信支付-九星智元-广发银行 | 原因: 退款配对(退款日期20260524)
|
||||
20260613 12:53:36 | 妻子-1617 | 支出 ¥28.00 | 网联协议支付 | 支付宝-张志龙 | 原因: 退款配对(退款日期20260614)
|
||||
20260613 12:53:00 | 妻子-1617 | 支出 ¥25.00 | 网联协议支付 | 支付宝-张志龙 | 原因: 退款配对(退款日期20260614)
|
||||
20260708 09:33:15 | 妻子-1617 | 支出 ¥25.80 | 网联协议支付 | 支付宝-拉扎斯网络科技（上海）有限公司 | 原因: 退款配对(退款日期20260708)
|
||||
|
||||
【理财投资】(139 笔)
|
||||
20250730 00:57:58 | 妻子-1617 | 支出 ¥100000.00 | 理财申购 | 111301|20250728049000000200 | 原因: 理财调拨(理财申购)
|
||||
20250730 00:57:57 | 妻子-1617 | 支出 ¥200000.00 | 理财申购 | 107329A|20250728049000000199 | 原因: 理财调拨(理财申购)
|
||||
20250730 00:57:45 | 妻子-1617 | 支出 ¥200000.00 | 理财申购 | 107329A|20250728039000000049 | 原因: 理财调拨(理财申购)
|
||||
20250801 01:35:53 | 妻子-1617 | 支出 ¥30000.00 | 理财申购 | XY040208|20250730049000001372 | 原因: 理财调拨(理财申购)
|
||||
20250807 01:36:28 | 妻子-1617 | 支出 ¥30000.00 | 理财申购 | XY040208|20250805049000000356 | 原因: 理财调拨(理财申购)
|
||||
20250826 01:21:32 | 妻子-1617 | 支出 ¥80000.00 | 理财申购 | PY040206|20250825039000000277 | 原因: 理财调拨(理财申购)
|
||||
20250903 12:38:47 | 妻子-1617 | 收入 ¥47.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20250903 10:49:43 | 妻子-1617 | 收入 ¥5.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20250903 10:49:15 | 妻子-1617 | 收入 ¥114.40 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20250903 08:46:27 | 妻子-1617 | 收入 ¥228.50 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20250903 00:42:04 | 妻子-1617 | 收入 ¥3000.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20250903 00:40:26 | 妻子-1617 | 收入 ¥3543.55 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20250904 10:47:34 | 妻子-1617 | 收入 ¥154007.35 | 理财赎回 | 107555A|20250904099000102144 | 原因: 理财调拨(理财赎回)
|
||||
20250905 01:36:56 | 妻子-1617 | 支出 ¥50000.00 | 理财申购 | XY040208|20250903049000000085 | 原因: 理财调拨(理财申购)
|
||||
20250905 00:55:19 | 妻子-1617 | 支出 ¥3000.00 | 理财申购 | 103554|20250903039000000063 | 原因: 理财调拨(理财申购)
|
||||
20250910 01:36:04 | 妻子-1617 | 支出 ¥20000.00 | 理财申购 | XY020217|20250903039000000052 | 原因: 理财调拨(理财申购)
|
||||
20250922 00:54:48 | 妻子-1617 | 支出 ¥100000.00 | 理财申购 | 103554|20250917049000005248 | 原因: 理财调拨(理财申购)
|
||||
20251013 01:33:54 | 妻子-1617 | 支出 ¥50000.00 | 理财申购 | ZY040306|20251009039000000135 | 原因: 理财调拨(理财申购)
|
||||
20251103 22:19:34 | 妻子-1617 | 支出 ¥12000.00 | 个人养老金缴存 | 个人养老金缴存 | 原因: 理财调拨(个人养老金缴存)
|
||||
20251119 00:32:34 | 妻子-1617 | 收入 ¥222.36 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20251222 12:14:14 | 妻子-1617 | 收入 ¥103586.25 | 理财赎回 | 103554|20251222099000147989 | 原因: 理财调拨(理财赎回)
|
||||
20251224 00:52:01 | 妻子-1617 | 支出 ¥40000.00 | 理财申购 | JY040218|20251219039000000810 | 原因: 理财调拨(理财申购)
|
||||
20251229 00:54:47 | 妻子-1617 | 支出 ¥100000.00 | 理财申购 | 131101A|20251225039000000089 | 原因: 理财调拨(理财申购)
|
||||
20260130 00:57:56 | 丈夫-1207 | 支出 ¥50000.00 | 理财申购 | 120037A|20260128039000001178 | 原因: 理财调拨(理财申购)
|
||||
20260202 00:56:09 | 丈夫-1207 | 支出 ¥50000.00 | 理财申购 | 131052A|20260128039000001192 | 原因: 理财调拨(理财申购)
|
||||
20260202 00:56:07 | 丈夫-1207 | 支出 ¥50000.00 | 理财申购 | 11342P|20260128039000001120 | 原因: 理财调拨(理财申购)
|
||||
20260308 07:59:13 | 丈夫-1207 | 收入 ¥16514.02 | 银联代付 | 上海天天基金销售有限公司 | 原因: 基金赎回款(上海天天基金销售有限公司)
|
||||
20260317 00:09:06 | 丈夫-1207 | 收入 ¥10000.00 | 朝朝盈转出 | 朝朝盈 | 原因: 理财调拨(朝朝盈转出)
|
||||
20260317 00:08:39 | 丈夫-1207 | 收入 ¥10000.00 | 快速赎回 | 016430 | 原因: 理财调拨(快速赎回)
|
||||
20260317 00:08:39 | 丈夫-1207 | 收入 ¥10000.00 | 快速赎回 | 000874 | 原因: 理财调拨(快速赎回)
|
||||
20260317 00:08:39 | 丈夫-1207 | 收入 ¥10000.00 | 快速赎回 | 002937 | 原因: 理财调拨(快速赎回)
|
||||
20260317 00:08:39 | 丈夫-1207 | 收入 ¥10000.00 | 快速赎回 | 000868 | 原因: 理财调拨(快速赎回)
|
||||
20260317 00:08:39 | 丈夫-1207 | 收入 ¥10000.00 | 快速赎回 | 002298 | 原因: 理财调拨(快速赎回)
|
||||
20260318 01:28:47 | 丈夫-1207 | 支出 ¥100000.00 | 理财申购 | GD040227|20260317039000000002 | 原因: 理财调拨(理财申购)
|
||||
20260319 09:22:28 | 丈夫-1207 | 支出 ¥20000.00 | 银证转账 | 第三方存管活期转保证金 | 原因: 理财调拨(银证转账)
|
||||
20260319 09:20:12 | 丈夫-1207 | 收入 ¥510.12 | 快速赎回 | 016430 | 原因: 理财调拨(快速赎回)
|
||||
20260319 09:20:12 | 丈夫-1207 | 收入 ¥521.10 | 快速赎回 | 000874 | 原因: 理财调拨(快速赎回)
|
||||
20260319 09:20:12 | 丈夫-1207 | 收入 ¥517.93 | 快速赎回 | 002937 | 原因: 理财调拨(快速赎回)
|
||||
20260319 09:20:12 | 丈夫-1207 | 收入 ¥471.41 | 快速赎回 | 000868 | 原因: 理财调拨(快速赎回)
|
||||
20260319 09:20:12 | 丈夫-1207 | 收入 ¥440.68 | 快速赎回 | 002298 | 原因: 理财调拨(快速赎回)
|
||||
20260320 04:00:12 | 丈夫-1207 | 收入 ¥42118.01 | 朝朝盈普赎转出 | 朝朝盈 | 原因: 理财调拨(朝朝盈普赎转出)
|
||||
20260326 08:39:22 | 丈夫-1207 | 收入 ¥50637.50 | 理财赎回 | PY030117|20260326099000084327 | 原因: 理财调拨(理财赎回)
|
||||
20260326 01:28:20 | 丈夫-1207 | 支出 ¥50000.00 | 理财申购 | GD040227|20260324049000004720 | 原因: 理财调拨(理财申购)
|
||||
20260326 01:18:46 | 丈夫-1207 | 支出 ¥50000.00 | 理财申购 | ZX040221|20260324039000001128 | 原因: 理财调拨(理财申购)
|
||||
20260331 01:39:42 | 丈夫-1207 | 支出 ¥50000.00 | 理财申购 | HX040212|20260327039000000799 | 原因: 理财调拨(理财申购)
|
||||
20260331 00:56:34 | 丈夫-1207 | 支出 ¥50000.00 | 理财申购 | 17385D|20260327039000000823 | 原因: 理财调拨(理财申购)
|
||||
20260416 11:37:12 | 丈夫-1207 | 收入 ¥30158.31 | 银联代付 | 上海天天基金销售有限公司 | 原因: 基金赎回款(上海天天基金销售有限公司)
|
||||
20260416 09:20:31 | 丈夫-1207 | 收入 ¥2.20 | 银联代付 | 天天基金DF | 原因: 基金赎回款(天天基金DF)
|
||||
20260422 00:58:31 | 妻子-1617 | 支出 ¥450000.00 | 理财申购 | 17385D|20260419039000000322 | 原因: 理财调拨(理财申购)
|
||||
20260423 01:17:57 | 丈夫-1207 | 支出 ¥50000.00 | 理财申购 | ZX040226|20260422039000000980 | 原因: 理财调拨(理财申购)
|
||||
20260429 14:29:43 | 丈夫-1207 | 收入 ¥51375.00 | 理财还本 | JY012175|20260429099000072656 | 原因: 理财调拨(理财还本)
|
||||
20260506 14:47:00 | 妻子-1617 | 支出 ¥12000.00 | 个人养老金缴存 | 个人养老金缴存 | 原因: 理财调拨(个人养老金缴存)
|
||||
20260506 14:45:51 | 妻子-1617 | 收入 ¥2000.00 | 快速赎回 | 002195 | 原因: 理财调拨(快速赎回)
|
||||
20260506 14:45:51 | 妻子-1617 | 收入 ¥10000.00 | 快速赎回 | 000464 | 原因: 理财调拨(快速赎回)
|
||||
20260507 08:39:29 | 丈夫-1207 | 支出 ¥12000.00 | 个人养老金缴存 | 个人养老金缴存 | 原因: 理财调拨(个人养老金缴存)
|
||||
20260507 01:01:27 | 妻子-1617 | 支出 ¥60000.00 | 理财申购 | 17385D|20260430049000002739 | 原因: 理财调拨(理财申购)
|
||||
20260508 01:02:04 | 妻子-1617 | 支出 ¥15000.00 | 理财申购 | 17356D|20260506039000000142 | 原因: 理财调拨(理财申购)
|
||||
20260509 20:07:38 | 妻子-1617 | 收入 ¥4.50 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260509 20:05:27 | 妻子-1617 | 收入 ¥5.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260509 19:46:04 | 妻子-1617 | 收入 ¥30.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260509 10:55:17 | 妻子-1617 | 收入 ¥695.27 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260509 09:14:14 | 妻子-1617 | 收入 ¥1430.85 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260509 08:50:03 | 妻子-1617 | 支出 ¥1445.32 | 朝朝宝购买 | 8922|050920260509089000584841 | 原因: 理财调拨(朝朝宝购买)
|
||||
20260509 08:50:03 | 妻子-1617 | 支出 ¥3000.00 | 朝朝宝购买 | 8927|050920260509089000585455 | 原因: 理财调拨(朝朝宝购买)
|
||||
20260509 08:50:03 | 妻子-1617 | 支出 ¥3000.00 | 朝朝宝购买 | 8921|050920260509089000585745 | 原因: 理财调拨(朝朝宝购买)
|
||||
20260510 23:17:35 | 妻子-1617 | 收入 ¥23.20 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260510 23:09:01 | 妻子-1617 | 收入 ¥353.27 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260510 23:03:56 | 妻子-1617 | 收入 ¥36.49 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260510 19:52:21 | 妻子-1617 | 收入 ¥439.79 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260510 08:42:05 | 妻子-1617 | 收入 ¥522.84 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260511 07:57:24 | 妻子-1617 | 收入 ¥124.34 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260513 22:35:28 | 妻子-1617 | 收入 ¥18.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260513 14:50:40 | 妻子-1617 | 收入 ¥30.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260513 12:56:57 | 妻子-1617 | 收入 ¥5.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260513 08:08:01 | 妻子-1617 | 收入 ¥27.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260513 07:47:27 | 妻子-1617 | 支出 ¥925.25 | 朝朝宝购买 | 8929|051320260513089000587976 | 原因: 理财调拨(朝朝宝购买)
|
||||
20260514 15:20:45 | 妻子-1617 | 收入 ¥5.60 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260514 10:50:55 | 妻子-1617 | 收入 ¥30.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260515 15:57:43 | 妻子-1617 | 收入 ¥5.69 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260516 19:45:03 | 妻子-1617 | 收入 ¥40.70 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260516 17:57:39 | 妻子-1617 | 收入 ¥3.41 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260516 17:45:42 | 妻子-1617 | 收入 ¥19.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260516 16:18:11 | 妻子-1617 | 收入 ¥498.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260516 14:18:44 | 妻子-1617 | 收入 ¥24.40 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260516 13:08:05 | 妻子-1617 | 收入 ¥21.70 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260516 11:16:44 | 妻子-1617 | 收入 ¥103.10 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260516 10:26:24 | 妻子-1617 | 收入 ¥1049.80 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260516 09:16:29 | 妻子-1617 | 收入 ¥5.90 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260516 01:32:47 | 妻子-1617 | 收入 ¥120.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260517 19:59:02 | 妻子-1617 | 收入 ¥28.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260517 16:51:54 | 妻子-1617 | 收入 ¥16.49 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260517 15:08:47 | 妻子-1617 | 收入 ¥1474.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260517 15:03:51 | 妻子-1617 | 收入 ¥756.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260517 10:04:26 | 妻子-1617 | 收入 ¥20.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260517 09:58:19 | 妻子-1617 | 收入 ¥16.27 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260517 09:38:52 | 妻子-1617 | 收入 ¥22.47 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260519 12:02:02 | 妻子-1617 | 收入 ¥10361.56 | 基金赎回 | 004502 | 原因: 理财调拨(基金赎回)
|
||||
20260519 12:02:02 | 妻子-1617 | 收入 ¥8342.49 | 基金赎回 | 002195 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:46:01 | 妻子-1617 | 收入 ¥10381.97 | 基金赎回 | 004262 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:46:01 | 妻子-1617 | 收入 ¥10349.28 | 基金赎回 | 017899 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:45 | 妻子-1617 | 收入 ¥10384.75 | 基金赎回 | 202308 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:45 | 妻子-1617 | 收入 ¥10397.67 | 基金赎回 | 016778 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:45 | 妻子-1617 | 收入 ¥10362.42 | 基金赎回 | 041003 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:45 | 妻子-1617 | 收入 ¥304.00 | 基金赎回 | 000464 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:45 | 妻子-1617 | 收入 ¥10383.00 | 基金赎回 | 004417 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:45 | 妻子-1617 | 收入 ¥10370.34 | 基金赎回 | 010005 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:44 | 妻子-1617 | 收入 ¥10352.09 | 基金赎回 | 010051 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:44 | 妻子-1617 | 收入 ¥10371.75 | 基金赎回 | 000836 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:44 | 妻子-1617 | 收入 ¥10389.28 | 基金赎回 | 005253 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:44 | 妻子-1617 | 收入 ¥10379.29 | 基金赎回 | 001699 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:44 | 妻子-1617 | 收入 ¥10354.77 | 基金赎回 | 018953 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:44 | 妻子-1617 | 收入 ¥10368.70 | 基金赎回 | 004039 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:44 | 妻子-1617 | 收入 ¥10338.87 | 基金赎回 | 001925 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:44 | 妻子-1617 | 收入 ¥10358.65 | 基金赎回 | 000883 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:44 | 妻子-1617 | 收入 ¥10342.05 | 基金赎回 | 000533 | 原因: 理财调拨(基金赎回)
|
||||
20260519 11:26:44 | 妻子-1617 | 收入 ¥10380.53 | 基金赎回 | 004545 | 原因: 理财调拨(基金赎回)
|
||||
20260525 01:17:53 | 妻子-1617 | 支出 ¥180000.00 | 理财申购 | ZX040228|20260521039000001206 | 原因: 理财调拨(理财申购)
|
||||
20260602 08:35:12 | 妻子-1617 | 收入 ¥81171.19 | 理财赎回 | PY040206|20260602199000003988 | 原因: 理财调拨(理财赎回)
|
||||
20260602 08:35:04 | 妻子-1617 | 收入 ¥103321.70 | 理财赎回 | XY040206|20260602199000003821 | 原因: 理财调拨(理财赎回)
|
||||
20260603 11:48:29 | 妻子-1617 | 收入 ¥51692.05 | 理财赎回 | 107375A|20260603199000004288 | 原因: 理财调拨(理财赎回)
|
||||
20260603 11:48:28 | 妻子-1617 | 收入 ¥405550.13 | 理财赎回 | 107329A|20260603199000004239 | 原因: 理财调拨(理财赎回)
|
||||
20260603 08:34:16 | 妻子-1617 | 收入 ¥141846.59 | 理财赎回 | XY040208|20260603199000003841 | 原因: 理财调拨(理财赎回)
|
||||
20260603 00:53:17 | 妻子-1617 | 支出 ¥40000.00 | 理财申购 | 17356D|20260530149000000001 | 原因: 理财调拨(理财申购)
|
||||
20260604 08:15:46 | 丈夫-1207 | 收入 ¥32990.02 | 银联代付 | 上海天天基金销售有限公司 | 原因: 基金赎回款(上海天天基金销售有限公司)
|
||||
20260604 00:53:20 | 妻子-1617 | 支出 ¥190000.00 | 理财申购 | 508101|20260602139000000062 | 原因: 理财调拨(理财申购)
|
||||
20260608 01:35:31 | 妻子-1617 | 支出 ¥15000.00 | 理财申购 | ZY040308|20260604149000000074 | 原因: 理财调拨(理财申购)
|
||||
20260608 01:35:31 | 妻子-1617 | 支出 ¥200000.00 | 理财申购 | ZY040308|20260604149000000051 | 原因: 理财调拨(理财申购)
|
||||
20260608 01:35:31 | 妻子-1617 | 支出 ¥200000.00 | 理财申购 | ZY040308|20260604139000000001 | 原因: 理财调拨(理财申购)
|
||||
20260608 01:11:47 | 妻子-1617 | 支出 ¥190000.00 | 理财申购 | JY040218|20260604149000000043 | 原因: 理财调拨(理财申购)
|
||||
20260701 09:09:37 | 丈夫-1207 | 支出 ¥20000.00 | 银证转账 | 第三方存管活期转保证金 | 原因: 理财调拨(银证转账)
|
||||
20260707 01:01:04 | 妻子-1617 | 支出 ¥50000.00 | 理财申购 | 120056A|20260703139000000959 | 原因: 理财调拨(理财申购)
|
||||
20260720 01:12:08 | 丈夫-1207 | 支出 ¥150000.00 | 理财申购 | JY040242|20260716139000000379 | 原因: 理财调拨(理财申购)
|
||||
20260725 18:37:51 | 妻子-1617 | 收入 ¥4.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260725 18:24:31 | 妻子-1617 | 收入 ¥22.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260725 17:42:43 | 妻子-1617 | 收入 ¥46.54 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260726 15:44:30 | 妻子-1617 | 收入 ¥3.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260726 13:40:54 | 妻子-1617 | 收入 ¥243.00 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260726 11:51:56 | 妻子-1617 | 收入 ¥13.50 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
20260726 10:44:04 | 妻子-1617 | 收入 ¥14.80 | 朝朝宝赎回 | 朝朝宝 | 原因: 理财调拨(朝朝宝赎回)
|
||||
|
||||
【退款】(37 笔)
|
||||
20250731 08:03:09 | 妻子-1617 | 收入 ¥333.46 | 网联退款 | 支付宝-拉扎斯网络科技（上海）有限公司 | 原因: 退款配对(消费日期20250730)
|
||||
20250807 11:29:32 | 妻子-1617 | 收入 ¥21.00 | 网联退款 | 支付宝-上海拉扎斯信息科技有限公司 | 原因: 退款配对(消费日期20250807)
|
||||
20250808 14:15:13 | 丈夫-1207 | 收入 ¥17533.12 | 汇入汇款 | 北京芒果光线传媒有限公司 | 原因: 支付宝退款-原消费退回(北京芒果光线传媒有限公司)
|
||||
20250809 10:35:31 | 妻子-1617 | 收入 ¥256.00 | 网联退款 | 财付通-微信支付-中国宋庆龄青少年科技文化交流中心 | 原因: 退款配对(消费日期20250809)
|
||||
20250815 21:48:31 | 妻子-1617 | 收入 ¥20.00 | 网联退款 | 财付通-微信支付-北京天文馆 | 原因: 退款配对(消费日期20250814)
|
||||
20250815 21:48:22 | 妻子-1617 | 收入 ¥160.00 | 网联退款 | 财付通-微信支付-北京天文馆 | 原因: 退款配对(消费日期20250814)
|
||||
20250823 11:32:30 | 妻子-1617 | 收入 ¥4.50 | 网联退款 | 支付宝-旺旺售货机 | 原因: 退款配对(消费日期20250823)
|
||||
20250829 23:07:37 | 妻子-1617 | 收入 ¥779.00 | 网联退款 | 支付宝-LeGrenat旗舰店 | 原因: 退款配对(消费日期20250829)
|
||||
20250830 11:54:31 | 妻子-1617 | 收入 ¥249.00 | 网联退款 | 支付宝-小红书 | 原因: 退款配对(消费日期20250829)
|
||||
20250901 12:30:40 | 丈夫-1207 | 收入 ¥10.00 | 网联退款 | 财付通-微信支付-粉面潮食记 | 原因: 退款配对-近似(消费日期20250831)
|
||||
20250910 16:53:18 | 妻子-1617 | 收入 ¥52.10 | 网联退款 | 支付宝-上海拉扎斯信息科技有限公司 | 原因: 退款配对(消费日期20250910)
|
||||
20250911 08:29:04 | 妻子-1617 | 收入 ¥200.00 | 网联退款 | 财付通-微信支付-微信红包 | 原因: 退款配对(消费日期20250910)
|
||||
20251004 13:43:04 | 妻子-1617 | 收入 ¥270.00 | 网联退款 | 财付通-微信支付-云南旅务通公司 | 原因: 退款配对(消费日期20251004)
|
||||
20251106 19:08:38 | 妻子-1617 | 收入 ¥4588.48 | 网联退款 | 支付宝-Airbnb Payments UK L | 原因: 退款配对(消费日期20251106)
|
||||
20251106 11:23:19 | 妻子-1617 | 收入 ¥33.00 | 网联退款 | 支付宝-上海拉扎斯信息科技有限公司 | 原因: 退款配对(消费日期20251106)
|
||||
20251106 08:45:20 | 妻子-1617 | 收入 ¥425.20 | 网联退款 | 支付宝-上海赫程国际旅行社有限公司 | 原因: 退款配对(消费日期20251106)
|
||||
20251106 08:41:20 | 妻子-1617 | 收入 ¥923.50 | 网联退款 | 支付宝-上海赫程国际旅行社有限公司 | 原因: 退款配对(消费日期20251106)
|
||||
20251108 14:07:21 | 妻子-1617 | 收入 ¥6663.00 | 网联退款 | 支付宝-携程旅行网 | 原因: 携程部分退款排除(支付宝-携程旅行网)
|
||||
20251109 13:42:36 | 妻子-1617 | 收入 ¥5990.62 | 网联退款 | 支付宝-Airbnb Payments UK L | 原因: 退款配对(消费日期20251106)
|
||||
20251109 08:21:20 | 妻子-1617 | 收入 ¥664.34 | 网联退款 | 支付宝-上海赫程国际旅行社有限公司 | 原因: 退款配对(消费日期20251106)
|
||||
20251119 09:40:19 | 妻子-1617 | 收入 ¥6528.00 | 网联退款 | 支付宝-携程旅行网 | 原因: 携程部分退款排除(支付宝-携程旅行网)
|
||||
20251223 07:51:26 | 妻子-1617 | 收入 ¥138.00 | 网联退款 | 支付宝-故宫出版旗舰店 | 原因: 退款配对(消费日期20251222)
|
||||
20251225 18:53:20 | 妻子-1617 | 收入 ¥38.00 | 网联退款 | 财付通-微信支付-北京考古遗址博物馆 | 原因: 退款配对(消费日期20251225)
|
||||
20251225 00:13:53 | 妻子-1617 | 收入 ¥40.00 | 网联退款 | 财付通-微信支付-故宫博物院 | 原因: 退款配对(消费日期20251225)
|
||||
20260102 12:18:35 | 妻子-1617 | 收入 ¥100.00 | 网联退款 | 财付通-微信支付-美团平台商户 | 原因: 退款配对(消费日期20251231)
|
||||
20260214 18:18:37 | 妻子-1617 | 收入 ¥809.00 | 网联退款 | 支付宝-LOTUS INTERNATIONAL | 原因: 退款配对(消费日期20260214)
|
||||
20260215 22:01:50 | 妻子-1617 | 收入 ¥25.58 | 网联退款 | 支付宝-拉扎斯网络科技（上海）有限公司 | 原因: 退款配对(消费日期20260215)
|
||||
20260225 22:34:11 | 妻子-1617 | 收入 ¥27.29 | 网联退款 | 支付宝-拉扎斯网络科技（上海）有限公司 | 原因: 退款配对(消费日期20260225)
|
||||
20260403 19:00:15 | 妻子-1617 | 收入 ¥364.00 | 网联退款 | 财付通-微信支付-美团 | 原因: 退款配对(消费日期20260403)
|
||||
20260427 12:25:04 | 妻子-1617 | 收入 ¥182.00 | 网联退款 | 支付宝-上海拉扎斯信息科技有限公司 | 原因: 退款配对(消费日期20260427)
|
||||
20260510 23:05:52 | 妻子-1617 | 收入 ¥36.49 | 网联退款 | 支付宝-拉扎斯网络科技（上海）有限公司 | 原因: 退款配对(消费日期20260510)
|
||||
20260516 17:46:40 | 妻子-1617 | 收入 ¥19.00 | 网联退款 | 财付通-微信支付-快乐拍拍蛋 | 原因: 退款配对(消费日期20260516)
|
||||
20260520 18:44:29 | 妻子-1617 | 收入 ¥178.00 | 网联退款 | 财付通-微信支付-微信红包 | 原因: 退款配对(消费日期20260522)
|
||||
20260524 23:25:51 | 丈夫-1207 | 收入 ¥99.00 | 网联退款 | 财付通-微信支付-九星智元-广发银行 | 原因: 退款配对(消费日期20260524)
|
||||
20260614 13:04:07 | 妻子-1617 | 收入 ¥25.00 | 网联退款 | 支付宝-张志龙 | 原因: 退款配对(消费日期20260613)
|
||||
20260614 13:04:06 | 妻子-1617 | 收入 ¥28.00 | 网联退款 | 支付宝-张志龙 | 原因: 退款配对(消费日期20260613)
|
||||
20260708 09:59:03 | 妻子-1617 | 收入 ¥25.80 | 网联退款 | 支付宝-拉扎斯网络科技（上海）有限公司 | 原因: 退款配对(消费日期20260708)
|
||||
|
||||
======================================================================
|
||||
保留的大额交易（>5000元）供核查
|
||||
======================================================================
|
||||
20260130 11:30:05 | 妻子-1617 | 收入 ¥317660.00 | 工资 | 网上代发代扣 | 分类: 工资收入
|
||||
20260212 16:33:44 | 丈夫-1207 | 收入 ¥93810.00 | 工资 | 代发 | 分类: 工资收入
|
||||
20250822 12:27:04 | 妻子-1617 | 收入 ¥89230.12 | 工资 | 股权结汇收益 | 分类: 股权结汇收益
|
||||
20260130 11:29:23 | 妻子-1617 | 收入 ¥51545.46 | 工资 | 网上代发代扣 | 分类: 工资收入
|
||||
20260416 13:04:14 | 妻子-1617 | 收入 ¥48956.82 | 银联代付 | 财付通支付科技有限公司 | 分类: 银联代付收入
|
||||
20260115 15:33:49 | 丈夫-1207 | 收入 ¥44921.26 | 工资 | 代发 | 分类: 工资收入
|
||||
20260430 13:34:18 | 妻子-1617 | 收入 ¥43971.45 | EBPR | 薪金报酬:代发工资 | 分类: 工资收入
|
||||
20260313 15:05:23 | 丈夫-1207 | 收入 ¥42401.26 | 工资 | 代发 | 分类: 工资收入
|
||||
20260212 16:33:44 | 丈夫-1207 | 收入 ¥42401.25 | 工资 | 代发 | 分类: 工资收入
|
||||
20260529 12:08:53 | 妻子-1617 | 收入 ¥41060.68 | EBPR | 薪金报酬:代发工资 | 分类: 工资收入
|
||||
20260415 14:32:23 | 丈夫-1207 | 收入 ¥40622.92 | 工资 | 代发 | 分类: 工资收入
|
||||
20260515 20:44:49 | 丈夫-1207 | 收入 ¥40356.67 | 工资 | 代发 | 分类: 工资收入
|
||||
20260228 12:05:29 | 妻子-1617 | 收入 ¥39973.25 | 工资 | 网上代发代扣 | 分类: 工资收入
|
||||
20260331 11:44:56 | 妻子-1617 | 收入 ¥39838.26 | 工资 | 网上代发代扣 | 分类: 工资收入
|
||||
20260630 14:13:58 | 妻子-1617 | 收入 ¥39770.67 | EBPR | 薪金报酬:代发工资 | 分类: 工资收入
|
||||
20260715 17:30:50 | 丈夫-1207 | 收入 ¥38756.67 | 工资 | 代发 | 分类: 工资收入
|
||||
20260615 15:40:27 | 丈夫-1207 | 收入 ¥38756.67 | 工资 | 代发 | 分类: 工资收入
|
||||
20250815 14:42:11 | 丈夫-1207 | 收入 ¥37276.31 | 工资 | 代发 | 分类: 工资收入
|
||||
20250915 17:56:17 | 丈夫-1207 | 收入 ¥36396.21 | 工资 | 代发 | 分类: 工资收入
|
||||
20250731 12:33:50 | 妻子-1617 | 收入 ¥36395.43 | 工资 | 网上代发代扣 | 分类: 工资收入
|
||||
20251015 14:33:23 | 丈夫-1207 | 收入 ¥36210.72 | 工资 | 代发 | 分类: 工资收入
|
||||
20250930 13:00:32 | 妻子-1617 | 收入 ¥35512.39 | 工资 | 网上代发代扣 | 分类: 工资收入
|
||||
20250829 12:44:48 | 妻子-1617 | 收入 ¥35395.42 | 工资 | 网上代发代扣 | 分类: 工资收入
|
||||
20251114 15:32:35 | 丈夫-1207 | 收入 ¥35125.31 | 工资 | 代发 | 分类: 工资收入
|
||||
20251128 15:43:24 | 妻子-1617 | 收入 ¥34944.38 | 工资 | 网上代发代扣 | 分类: 工资收入
|
||||
20251031 13:55:46 | 妻子-1617 | 收入 ¥34466.72 | 工资 | 网上代发代扣 | 分类: 工资收入
|
||||
20251215 14:55:18 | 丈夫-1207 | 收入 ¥34312.09 | 工资 | 代发 | 分类: 工资收入
|
||||
20251231 11:23:21 | 妻子-1617 | 收入 ¥33204.47 | 工资 | 网上代发代扣 | 分类: 工资收入
|
||||
20260102 07:02:03 | 妻子-1617 | 收入 ¥26034.00 | 住房公积金 | 01月02日约定提取 | 分类: 公积金提取
|
||||
20260702 07:03:23 | 妻子-1617 | 收入 ¥25938.07 | 住房公积金 | 07月02日约定提取 | 分类: 公积金提取
|
||||
20260402 06:52:01 | 妻子-1617 | 收入 ¥25782.00 | 住房公积金 | 04月02日约定提取 | 分类: 公积金提取
|
||||
20251002 06:52:34 | 妻子-1617 | 收入 ¥25530.00 | 住房公积金 | 10月02日约定提取 | 分类: 公积金提取
|
||||
20260416 13:15:02 | 妻子-1617 | 收入 ¥24488.51 | 银联代付 | 财付通支付科技有限公司 | 分类: 银联代付收入
|
||||
20251119 10:00:39 | 丈夫-1207 | 支出 ¥24022.00 | 银联快捷支付 | 支付宝-支付宝-消费-携程旅行网 | 分类: 日常消费
|
||||
20250821 17:05:24 | 丈夫-1207 | 支出 ¥23473.41 | 信用卡自动还款 | 信用卡自扣 | 分类: 信用卡还款
|
||||
20250921 17:06:10 | 丈夫-1207 | 支出 ¥21556.14 | 信用卡自动还款 | 信用卡自扣 | 分类: 信用卡还款
|
||||
20251219 23:15:22 | 妻子-1617 | 收入 ¥18358.57 | 银联代付 | 财付通支付科技有限公司 | 分类: 银联代付收入
|
||||
20260506 08:33:30 | 妻子-1617 | 收入 ¥14985.45 | 银联代付 | 财付通支付科技有限公司 | 分类: 银联代付收入
|
||||
20260602 09:21:29 | 妻子-1617 | 收入 ¥14985.01 | 银联代付 | 财付通支付科技有限公司 | 分类: 银联代付收入
|
||||
20250730 10:16:09 | 妻子-1617 | 收入 ¥11840.40 | 银联代付 | 财付通支付科技有限公司 | 分类: 银联代付收入
|
||||
20251119 00:32:34 | 妻子-1617 | 支出 ¥11506.92 | 银联快捷支付 | 支付宝-支付宝-消费-上海赫程国际旅行社有限公司 | 分类: 日常消费
|
||||
20260417 10:40:39 | 妻子-1617 | 支出 ¥10500.00 | 网联协议支付 | 财付通-微信支付-微信转账 | 分类: 对外转账
|
||||
20260321 17:05:15 | 丈夫-1207 | 支出 ¥9976.83 | 信用卡自动还款 | 信用卡自扣 | 分类: 信用卡还款
|
||||
20251221 17:05:36 | 丈夫-1207 | 支出 ¥9926.69 | 信用卡自动还款 | 信用卡自扣 | 分类: 信用卡还款
|
||||
20251021 17:05:42 | 丈夫-1207 | 支出 ¥8217.60 | 信用卡自动还款 | 信用卡自扣 | 分类: 信用卡还款
|
||||
20251105 08:30:05 | 妻子-1617 | 支出 ¥7472.20 | 网联协议支付 | 支付宝-携程旅行网 | 分类: 日常消费
|
||||
20251109 09:29:21 | 妻子-1617 | 收入 ¥7073.21 | 银联快捷支付 | 支付宝-支付宝-消费 | 分类: 其他收入
|
||||
20251106 01:05:16 | 妻子-1617 | 支出 ¥7073.21 | 银联快捷支付 | 支付宝-支付宝-消费-上海赫程国际旅行社有限公司 | 分类: 日常消费
|
||||
20251108 12:05:54 | 妻子-1617 | 支出 ¥7028.00 | 网联协议支付 | 支付宝-携程旅行网 | 分类: 日常消费
|
||||
20250908 12:37:03 | 妻子-1617 | 支出 ¥6600.00 | 转账汇款 | 中一班张森茗张森渺延时课 北京蓝天圆梦教育科技有限公司 | 分类: 日常消费
|
||||
20251124 16:06:56 | 妻子-1617 | 收入 ¥6451.36 | 工资 | 股权结汇收益 | 分类: 股权结汇收益
|
||||
20260316 18:32:52 | 妻子-1617 | 支出 ¥5920.00 | 转账汇款 | 中一班张森茗张森渺延时课 北京蓝天圆梦教育科技有限公司 | 分类: 日常消费
|
||||
20260408 14:04:25 | 妻子-1617 | 支出 ¥5892.00 | 转账汇款 | 转账 曹彩绒 | 分类: 日常消费
|
||||
20260405 07:37:13 | 妻子-1617 | 支出 ¥5716.00 | 银联快捷支付 | 支付宝-支付宝-消费-携程旅行网 | 分类: 日常消费
|
||||
20250728 07:25:00 | 妻子-1617 | 支出 ¥5700.00 | 转账汇款 | 转账 晋红霞 | 分类: 日常消费
|
||||
20260221 17:04:54 | 丈夫-1207 | 支出 ¥5663.91 | 信用卡自动还款 | 信用卡自扣 | 分类: 信用卡还款
|
||||
20251124 07:52:39 | 妻子-1617 | 支出 ¥5546.00 | 转账汇款 | 11月工资 晋红霞 | 分类: 日常消费
|
||||
20260208 10:24:27 | 妻子-1617 | 支出 ¥5473.00 | 网联协议支付 | 财付通-微信支付-微信转账 | 分类: 对外转账
|
||||
20250927 19:02:45 | 丈夫-1207 | 支出 ¥5400.90 | 网联协议支付 | 京东支付-京东商城-华为京东自营旗舰店 | 分类: 日常消费
|
||||
20260607 08:51:22 | 妻子-1617 | 支出 ¥5200.00 | 转账汇款 | 转账 曹彩绒 | 分类: 日常消费
|
||||
20260508 11:52:31 | 妻子-1617 | 支出 ¥5200.00 | 转账汇款 | 转账 曹彩绒 | 分类: 日常消费
|
||||
20260308 08:59:02 | 妻子-1617 | 支出 ¥5200.00 | 转账汇款 | 2月工资 曹彩绒 | 分类: 日常消费
|
||||
20250927 20:07:42 | 妻子-1617 | 支出 ¥5200.00 | 转账汇款 | 转账 晋红霞 | 分类: 日常消费
|
||||
+2276
File diff suppressed because it is too large
Load Diff
@@ -0,0 +1,15 @@
|
||||
月份,总收入,总支出,收入-保险理赔,收入-公积金提取,收入-其他收入,收入-工资收入,收入-股权结汇收益,收入-银联代付收入,支出-信用卡还款,支出-孩子零花钱,支出-对外转账,支出-微信红包,支出-日常消费,净结余
|
||||
2025-07,48235.83,7632.30,0.00,0.00,0.00,36395.43,0.00,11840.40,0.00,0.00,0.00,0.00,7632.30,40603.53
|
||||
2025-08,168239.39,52413.80,289.74,0.00,156.80,78562.73,89230.12,0.00,23473.41,0.00,500.00,46.00,28394.39,115825.59
|
||||
2025-09,75168.99,59699.49,797.06,0.00,2463.33,71908.60,0.00,0.00,21556.14,0.00,1096.00,200.00,36847.35,15469.50
|
||||
2025-10,97820.56,29259.01,581.12,25530.00,1032.00,70677.44,0.00,0.00,8217.60,0.00,1808.00,0.00,19233.41,68561.55
|
||||
2025-11,99077.98,95026.67,0.00,0.00,22556.93,70069.69,6451.36,0.00,3666.02,0.00,0.00,0.00,91360.65,4051.31
|
||||
2025-12,86021.72,32981.11,119.54,0.00,27.05,67516.56,0.00,18358.57,9926.69,0.00,1700.00,198.00,21156.42,53040.61
|
||||
2026-01,443827.06,39061.09,260.55,26034.00,3405.79,414126.72,0.00,0.00,4560.19,2.00,3160.00,0.00,31338.90,404765.97
|
||||
2026-02,176490.62,37763.34,0.00,0.00,306.12,176184.50,0.00,0.00,5663.91,45.00,5473.00,0.00,26581.43,138727.28
|
||||
2026-03,82489.70,64238.61,0.00,0.00,250.18,82239.52,0.00,0.00,9976.83,51.00,4058.00,0.00,50152.78,18251.09
|
||||
2026-04,184154.27,62841.16,0.00,25782.00,332.57,84594.37,0.00,73445.33,4427.37,47.00,15500.00,38.80,42827.99,121313.11
|
||||
2026-05,110484.57,52880.54,395.98,0.00,11312.42,81417.35,1177.47,16181.35,3647.53,45.00,11994.00,378.00,36816.01,57604.03
|
||||
2026-06,94083.48,19720.37,186.32,0.00,384.81,78527.34,0.00,14985.01,3941.70,53.00,0.00,800.00,14925.67,74363.11
|
||||
2026-07,65374.74,22689.53,0.00,25938.07,680.00,38756.67,0.00,0.00,4917.07,46.00,0.00,25.00,17701.46,42685.21
|
||||
合计,1731468.91,576207.02,2630.31,103284.07,42908.00,1350976.92,96858.95,134810.66,103974.46,289.00,45289.00,1685.80,424968.76,1155261.89
|
||||
|
@@ -0,0 +1,39 @@
|
||||
# 每月硬性支出
|
||||
|
||||
电费 1500 一年 125/月
|
||||
水费 1080 一年 90/月
|
||||
燃气费 840 一年 70/月
|
||||
手机+网 3000 一年 250/月
|
||||
高血压药费 250/月
|
||||
交通费 200/月
|
||||
伙食费 1000/月
|
||||
孩子周末玩乐消费1 2500/月
|
||||
房贷 2500/月
|
||||
= 7000/月
|
||||
|
||||
|
||||
孩子学费 3000/月
|
||||
孩子延时课 800/月
|
||||
阿姨工资 6000/月
|
||||
小轮车 1600/月
|
||||
孩子周末玩乐消费 2500/月
|
||||
=14500/月
|
||||
|
||||
媳妇儿消费
|
||||
= 5000/月
|
||||
|
||||
=26500/月
|
||||
26500 * 12 = 320000/年
|
||||
|
||||
# 年支出
|
||||
宝宝重疾险 6000/年
|
||||
张青重疾险 6000/年
|
||||
张青刘鑫个人养老金 24000/年
|
||||
其他保险 4000/年
|
||||
旅游支出 60000/年
|
||||
|
||||
=100000/年
|
||||
|
||||
总计 45W/年
|
||||
|
||||
4%理财收益计算，需要 1125W总资产
|
||||
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|
||||
#!/usr/bin/env python3
|
||||
# -*- coding: utf-8 -*-
|
||||
"""
|
||||
家庭收支表合并脚本
|
||||
读取两张招行储蓄卡流水CSV，过滤内部转账、理财调拨等，生成家庭收支明细和月度汇总。
|
||||
"""
|
||||
|
||||
import csv
|
||||
import os
|
||||
import sys
|
||||
from collections import defaultdict
|
||||
from datetime import datetime, timedelta
|
||||
|
||||
# 修复Windows控制台编码
|
||||
sys.stdout.reconfigure(encoding="utf-8")
|
||||
|
||||
DATA_DIR = os.path.join(os.path.dirname(os.path.abspath(__file__)), "data")
|
||||
|
||||
FILE_1207 = os.path.join(DATA_DIR, "CMB_6214--------1207_20250726_20260726.csv")
|
||||
FILE_1617 = os.path.join(DATA_DIR, "CMB_6214--------1617_20250726_20260726.csv")
|
||||
|
||||
OUT_DETAIL = os.path.join(DATA_DIR, "家庭收支明细.csv")
|
||||
OUT_SUMMARY = os.path.join(DATA_DIR, "家庭月度汇总.csv")
|
||||
OUT_LOG = os.path.join(DATA_DIR, "处理日志.txt")
|
||||
|
||||
|
||||
def parse_cmb_csv(filepath, account):
|
||||
"""解析招行CSV，返回交易列表。"""
|
||||
transactions = []
|
||||
with open(filepath, "r", encoding="utf-8") as f:
|
||||
lines = f.readlines()
|
||||
|
||||
# 跳过前7行注释，从第8行(index=7)开始是表头+数据
|
||||
reader = csv.reader(lines[7:])
|
||||
header = next(reader) # 表头行
|
||||
|
||||
for fields in reader:
|
||||
# 跳过空行或字段不足的行
|
||||
if not fields or len(fields) < 7:
|
||||
continue
|
||||
|
||||
date_str = fields[0].strip()
|
||||
time_str = fields[1].strip()
|
||||
income = fields[2].strip()
|
||||
expense = fields[3].strip()
|
||||
balance = fields[4].strip()
|
||||
tx_type = fields[5].strip()
|
||||
remark = fields[6].strip()
|
||||
|
||||
# 跳过空行（只有空白tab）
|
||||
if not date_str:
|
||||
continue
|
||||
|
||||
# 解析金额
|
||||
amount = 0.0
|
||||
direction = ""
|
||||
if income and float(income) > 0:
|
||||
amount = float(income)
|
||||
direction = "收入"
|
||||
elif expense and float(expense) > 0:
|
||||
amount = float(expense)
|
||||
direction = "支出"
|
||||
else:
|
||||
continue
|
||||
|
||||
# 解析日期
|
||||
try:
|
||||
tx_date = datetime.strptime(date_str, "%Y%m%d")
|
||||
except ValueError:
|
||||
continue
|
||||
|
||||
tx = {
|
||||
"date": date_str,
|
||||
"date_obj": tx_date,
|
||||
"time": time_str,
|
||||
"account": account,
|
||||
"direction": direction,
|
||||
"amount": amount,
|
||||
"balance": balance,
|
||||
"tx_type": tx_type,
|
||||
"remark": remark,
|
||||
"category": "",
|
||||
"excluded": False,
|
||||
"exclude_reason": "",
|
||||
}
|
||||
transactions.append(tx)
|
||||
|
||||
return transactions
|
||||
|
||||
|
||||
def classify_transaction(tx):
|
||||
"""
|
||||
对单笔交易进行分类，返回 (category, excluded, exclude_reason)。
|
||||
分类按优先级匹配。
|
||||
"""
|
||||
tx_type = tx["tx_type"]
|
||||
remark = tx["remark"]
|
||||
account = tx["account"]
|
||||
direction = tx["direction"]
|
||||
|
||||
# === 1. 理财投资类（排除） ===
|
||||
investment_keywords = ["理财申购", "理财赎回", "理财还本", "朝朝宝", "朝朝盈", "快速赎回", "银证转账", "银转证", "证转银", "基金赎回", "基金申购", "基金还本", "个人养老金缴存"]
|
||||
for kw in investment_keywords:
|
||||
if kw in tx_type:
|
||||
return "理财投资", True, f"理财调拨({tx_type})"
|
||||
|
||||
# 银联代付-上海天天基金 = 基金赎回款，排除
|
||||
if tx_type == "银联代付" and "天天基金" in remark:
|
||||
return "理财投资", True, f"基金赎回款({remark})"
|
||||
|
||||
# 朝朝宝赎回在1617卡非常多，也需要排除
|
||||
if "赎回" in tx_type and ("朝朝" in tx_type or "理财" in tx_type):
|
||||
return "理财投资", True, f"理财调拨({tx_type})"
|
||||
|
||||
# === 2. 夫妻间内部转账（排除） ===
|
||||
# 1207 → 1617 的各种转账
|
||||
if account == "丈夫-1207":
|
||||
if "张青" in remark:
|
||||
return "内部转账", True, f"夫妻间转账({tx_type}: {remark})"
|
||||
# 1207卡的微信转账（全部是给媳妇儿的）
|
||||
if "微信转账" in remark and direction == "支出":
|
||||
return "内部转账", True, f"夫妻间微信转账({remark})"
|
||||
# 1207卡的微信转账退款
|
||||
if "微信转账" in remark and direction == "收入" and tx_type == "网联退款":
|
||||
return "内部转账", True, f"夫妻间微信转账退款({remark})"
|
||||
|
||||
# 1617卡：刘鑫(妻子)微信零钱提现回卡，属内部转账
|
||||
if account == "妻子-1617" and direction == "收入" and "刘鑫" in remark:
|
||||
return "内部转账", True, f"微信零钱提现({remark})"
|
||||
|
||||
# === 3. 信用卡还款（保留，但单独分类） ===
|
||||
if "信用卡还款" in remark or "信用卡自动还款" in tx_type or "信用卡自扣" in tx_type:
|
||||
return "信用卡还款", False, ""
|
||||
|
||||
# === 4. 退款（待配对） ===
|
||||
# 携程部分退款——用户确认排除
|
||||
if "退款" in tx_type and "携程" in remark:
|
||||
return "退款", True, f"携程部分退款排除({remark})"
|
||||
if "退款" in tx_type:
|
||||
return "退款", False, "" # 暂时保留，后续配对处理
|
||||
|
||||
# === 5. 对外转账（1617卡微信转出，保留） ===
|
||||
if account == "妻子-1617" and "微信转账" in remark and direction == "支出":
|
||||
return "对外转账", False, ""
|
||||
|
||||
# === 6. 收入分类 ===
|
||||
if direction == "收入":
|
||||
# 汇入汇款-芒果光线：用户确认为之前支付宝消费退款，排除
|
||||
if "汇入汇款" in tx_type and "芒果光线" in remark:
|
||||
return "退款", True, f"支付宝退款-原消费退回({remark})"
|
||||
# 银联代付（非理财类）单独分类
|
||||
if tx_type == "银联代付":
|
||||
return "银联代付收入", False, ""
|
||||
# 股权结汇收益单独分类
|
||||
if "结汇" in tx_type or "结汇" in remark or "股权" in remark:
|
||||
return "股权结汇收益", False, ""
|
||||
if tx_type == "工资" or "代发工资" in tx_type or "薪金" in remark or "EBPR" in remark or "工资" in remark or "代发" in remark:
|
||||
return "工资收入", False, ""
|
||||
if "保险" in remark or "理赔" in remark or "平安" in remark:
|
||||
return "保险理赔", False, ""
|
||||
if "公积金" in tx_type or "公积金" in remark:
|
||||
return "公积金提取", False, ""
|
||||
return "其他收入", False, ""
|
||||
|
||||
# === 7. 孩子零花钱 ===
|
||||
if "支付宝-特约商户" in remark and tx["amount"] == 1.00:
|
||||
return "孩子零花钱", False, ""
|
||||
|
||||
# === 8. 微信红包 ===
|
||||
if "微信红包" in remark:
|
||||
return "微信红包", False, ""
|
||||
|
||||
# === 9. 默认：日常消费 ===
|
||||
return "日常消费", False, ""
|
||||
|
||||
|
||||
def match_refunds(transactions):
|
||||
"""
|
||||
退款配对：对于退款收入，在同账户或跨账户的消费中查找同金额、相近日期(±3天)、同商户的交易。
|
||||
配对成功则双双排除。
|
||||
返回排除的交易集合。
|
||||
"""
|
||||
refunds = [tx for tx in transactions if tx["category"] == "退款" and not tx["excluded"]]
|
||||
consumptions = [tx for tx in transactions if tx["direction"] == "支出" and not tx["excluded"]]
|
||||
|
||||
# 按金额建立消费索引
|
||||
amount_index = defaultdict(list)
|
||||
for i, tx in enumerate(consumptions):
|
||||
amount_index[round(tx["amount"], 2)].append(i)
|
||||
|
||||
paired_consumption_ids = set()
|
||||
paired_refund_ids = set()
|
||||
|
||||
for refund in refunds:
|
||||
r_amount = round(refund["amount"], 2)
|
||||
r_date = refund["date_obj"]
|
||||
# 从备注中提取商户名
|
||||
r_merchant = refund["remark"]
|
||||
|
||||
candidates = amount_index.get(r_amount, [])
|
||||
found = False
|
||||
for ci in candidates:
|
||||
tx = consumptions[ci]
|
||||
if id(tx) in paired_consumption_ids:
|
||||
continue
|
||||
# 日期在±3天内
|
||||
if abs((tx["date_obj"] - r_date).days) <= 3:
|
||||
# 商户名匹配（备注完全相同或包含关系）
|
||||
if tx["remark"] == r_merchant or r_merchant in tx["remark"] or tx["remark"] in r_merchant:
|
||||
paired_consumption_ids.add(id(tx))
|
||||
paired_refund_ids.add(id(refund))
|
||||
tx["excluded"] = True
|
||||
tx["exclude_reason"] = f"退款配对(退款日期{refund['date']})"
|
||||
refund["excluded"] = True
|
||||
refund["exclude_reason"] = f"退款配对(消费日期{tx['date']})"
|
||||
found = True
|
||||
break
|
||||
|
||||
# 如果精确商户没匹配到，尝试同金额同日期范围（不同商户）
|
||||
if not found:
|
||||
for ci in candidates:
|
||||
tx = consumptions[ci]
|
||||
if id(tx) in paired_consumption_ids:
|
||||
continue
|
||||
if abs((tx["date_obj"] - r_date).days) <= 1:
|
||||
paired_consumption_ids.add(id(tx))
|
||||
paired_refund_ids.add(id(refund))
|
||||
tx["excluded"] = True
|
||||
tx["exclude_reason"] = f"退款配对-近似(退款日期{refund['date']})"
|
||||
refund["excluded"] = True
|
||||
refund["exclude_reason"] = f"退款配对-近似(消费日期{tx['date']})"
|
||||
break
|
||||
|
||||
return len(paired_refund_ids)
|
||||
|
||||
|
||||
def generate_detail_csv(transactions, output_path):
|
||||
"""生成明细CSV。"""
|
||||
kept = [tx for tx in transactions if not tx["excluded"]]
|
||||
kept.sort(key=lambda x: (x["date_obj"], x["time"]))
|
||||
|
||||
with open(output_path, "w", encoding="utf-8-sig", newline="") as f:
|
||||
writer = csv.writer(f)
|
||||
writer.writerow(["日期", "时间", "账户", "收支方向", "金额", "交易类型", "交易备注", "分类"])
|
||||
for tx in kept:
|
||||
writer.writerow([
|
||||
tx["date"],
|
||||
tx["time"],
|
||||
tx["account"],
|
||||
tx["direction"],
|
||||
f"{tx['amount']:.2f}",
|
||||
tx["tx_type"],
|
||||
tx["remark"],
|
||||
tx["category"],
|
||||
])
|
||||
|
||||
return len(kept)
|
||||
|
||||
|
||||
def generate_summary_csv(transactions, output_path):
|
||||
"""生成月度汇总CSV。"""
|
||||
kept = [tx for tx in transactions if not tx["excluded"]]
|
||||
|
||||
# 按月统计
|
||||
monthly = defaultdict(lambda: {
|
||||
"income": 0.0, "expense": 0.0,
|
||||
"categories": defaultdict(lambda: {"income": 0.0, "expense": 0.0})
|
||||
})
|
||||
|
||||
for tx in kept:
|
||||
month = tx["date"][:6] # YYYYMM
|
||||
m = f"{month[:4]}-{month[4:6]}"
|
||||
if tx["direction"] == "收入":
|
||||
monthly[m]["income"] += tx["amount"]
|
||||
monthly[m]["categories"][tx["category"]]["income"] += tx["amount"]
|
||||
else:
|
||||
monthly[m]["expense"] += tx["amount"]
|
||||
monthly[m]["categories"][tx["category"]]["expense"] += tx["amount"]
|
||||
|
||||
# 收集所有出现过的分类
|
||||
all_income_cats = set()
|
||||
all_expense_cats = set()
|
||||
for m_data in monthly.values():
|
||||
for cat, vals in m_data["categories"].items():
|
||||
if vals["income"] > 0:
|
||||
all_income_cats.add(cat)
|
||||
if vals["expense"] > 0:
|
||||
all_expense_cats.add(cat)
|
||||
|
||||
all_income_cats = sorted(all_income_cats)
|
||||
all_expense_cats = sorted(all_expense_cats)
|
||||
|
||||
with open(output_path, "w", encoding="utf-8-sig", newline="") as f:
|
||||
writer = csv.writer(f)
|
||||
|
||||
# 表头
|
||||
header = ["月份", "总收入", "总支出"]
|
||||
for cat in all_income_cats:
|
||||
header.append(f"收入-{cat}")
|
||||
for cat in all_expense_cats:
|
||||
header.append(f"支出-{cat}")
|
||||
header.append("净结余")
|
||||
writer.writerow(header)
|
||||
|
||||
for m in sorted(monthly.keys()):
|
||||
data = monthly[m]
|
||||
row = [m, f"{data['income']:.2f}", f"{data['expense']:.2f}"]
|
||||
for cat in all_income_cats:
|
||||
row.append(f"{data['categories'][cat]['income']:.2f}")
|
||||
for cat in all_expense_cats:
|
||||
row.append(f"{data['categories'][cat]['expense']:.2f}")
|
||||
row.append(f"{data['income'] - data['expense']:.2f}")
|
||||
writer.writerow(row)
|
||||
|
||||
# 合计行
|
||||
total_income = sum(d["income"] for d in monthly.values())
|
||||
total_expense = sum(d["expense"] for d in monthly.values())
|
||||
total_row = ["合计", f"{total_income:.2f}", f"{total_expense:.2f}"]
|
||||
for cat in all_income_cats:
|
||||
total_row.append(f"{sum(d['categories'][cat]['income'] for d in monthly.values()):.2f}")
|
||||
for cat in all_expense_cats:
|
||||
total_row.append(f"{sum(d['categories'][cat]['expense'] for d in monthly.values()):.2f}")
|
||||
total_row.append(f"{total_income - total_expense:.2f}")
|
||||
writer.writerow(total_row)
|
||||
|
||||
return len(monthly)
|
||||
|
||||
|
||||
def generate_log(transactions, excluded_stats, output_path):
|
||||
"""生成处理日志。"""
|
||||
lines = []
|
||||
lines.append("=" * 70)
|
||||
lines.append("家庭收支表处理日志")
|
||||
lines.append("=" * 70)
|
||||
lines.append("")
|
||||
|
||||
# 概况
|
||||
total_1207 = sum(1 for tx in transactions if tx["account"] == "丈夫-1207")
|
||||
total_1617 = sum(1 for tx in transactions if tx["account"] == "妻子-1617")
|
||||
lines.append(f"原始交易总数：{len(transactions)} 笔")
|
||||
lines.append(f" 丈夫-1207卡：{total_1207} 笔")
|
||||
lines.append(f" 妻子-1617卡：{total_1617} 笔")
|
||||
lines.append("")
|
||||
|
||||
# 排除统计
|
||||
excluded = [tx for tx in transactions if tx["excluded"]]
|
||||
lines.append(f"排除交易总数：{len(excluded)} 笔")
|
||||
lines.append("-" * 50)
|
||||
|
||||
for cat, stats in sorted(excluded_stats.items()):
|
||||
lines.append(f" {cat}: {stats['count']} 笔, 金额 ¥{stats['amount']:.2f}")
|
||||
|
||||
lines.append("")
|
||||
|
||||
# 保留统计
|
||||
kept = [tx for tx in transactions if not tx["excluded"]]
|
||||
lines.append(f"保留交易总数：{len(kept)} 笔")
|
||||
lines.append("-" * 50)
|
||||
|
||||
kept_stats = defaultdict(lambda: {"count": 0, "income": 0.0, "expense": 0.0})
|
||||
for tx in kept:
|
||||
kept_stats[tx["category"]]["count"] += 1
|
||||
if tx["direction"] == "收入":
|
||||
kept_stats[tx["category"]]["income"] += tx["amount"]
|
||||
else:
|
||||
kept_stats[tx["category"]]["expense"] += tx["amount"]
|
||||
|
||||
total_income = sum(s["income"] for s in kept_stats.values())
|
||||
total_expense = sum(s["expense"] for s in kept_stats.values())
|
||||
for cat, stats in sorted(kept_stats.items()):
|
||||
lines.append(f" {cat}: {stats['count']} 笔, 收入 ¥{stats['income']:.2f}, 支出 ¥{stats['expense']:.2f}")
|
||||
|
||||
lines.append("")
|
||||
lines.append(f" 家庭总收入：¥{total_income:.2f}")
|
||||
lines.append(f" 家庭总支出：¥{total_expense:.2f}")
|
||||
lines.append(f" 家庭净结余：¥{total_income - total_expense:.2f}")
|
||||
lines.append("")
|
||||
|
||||
# 列出排除的明细（按类别分组）
|
||||
lines.append("=" * 70)
|
||||
lines.append("排除交易明细")
|
||||
lines.append("=" * 70)
|
||||
|
||||
by_cat = defaultdict(list)
|
||||
for tx in excluded:
|
||||
by_cat[tx["category"]].append(tx)
|
||||
|
||||
for cat in sorted(by_cat.keys()):
|
||||
lines.append(f"\n【{cat}】({len(by_cat[cat])} 笔)")
|
||||
for tx in sorted(by_cat[cat], key=lambda x: x["date_obj"]):
|
||||
lines.append(f" {tx['date']} {tx['time']} | {tx['account']} | {tx['direction']} ¥{tx['amount']:.2f} | {tx['tx_type']} | {tx['remark']} | 原因: {tx['exclude_reason']}")
|
||||
|
||||
# 列出保留的大额交易（>5000元），供用户核查
|
||||
lines.append("")
|
||||
lines.append("=" * 70)
|
||||
lines.append("保留的大额交易（>5000元）供核查")
|
||||
lines.append("=" * 70)
|
||||
|
||||
big_txs = sorted([tx for tx in kept if tx["amount"] > 5000], key=lambda x: -x["amount"])
|
||||
for tx in big_txs:
|
||||
lines.append(f" {tx['date']} {tx['time']} | {tx['account']} | {tx['direction']} ¥{tx['amount']:.2f} | {tx['tx_type']} | {tx['remark']} | 分类: {tx['category']}")
|
||||
|
||||
with open(output_path, "w", encoding="utf-8") as f:
|
||||
f.write("\n".join(lines))
|
||||
|
||||
|
||||
def main():
|
||||
print("=" * 60)
|
||||
print("家庭收支表合并脚本")
|
||||
print("=" * 60)
|
||||
|
||||
# 1. 解析CSV
|
||||
print("\n[1] 解析CSV文件...")
|
||||
txs_1207 = parse_cmb_csv(FILE_1207, "丈夫-1207")
|
||||
txs_1617 = parse_cmb_csv(FILE_1617, "妻子-1617")
|
||||
all_txs = txs_1207 + txs_1617
|
||||
print(f" 1207卡: {len(txs_1207)} 笔")
|
||||
print(f" 1617卡: {len(txs_1617)} 笔")
|
||||
print(f" 合计: {len(all_txs)} 笔")
|
||||
|
||||
# 2. 分类
|
||||
print("\n[2] 交易分类...")
|
||||
for tx in all_txs:
|
||||
cat, excluded, reason = classify_transaction(tx)
|
||||
tx["category"] = cat
|
||||
tx["excluded"] = excluded
|
||||
tx["exclude_reason"] = reason
|
||||
|
||||
# 3. 退款配对
|
||||
print("\n[3] 退款配对...")
|
||||
refund_count_before = sum(1 for tx in all_txs if tx["category"] == "退款" and not tx["excluded"])
|
||||
paired = match_refunds(all_txs)
|
||||
print(f" 待配对退款: {refund_count_before} 笔")
|
||||
print(f" 成功配对: {paired} 笔")
|
||||
print(f" 未配对退款(保留为收入): {refund_count_before - paired} 笔")
|
||||
|
||||
# 未配对退款重新分类
|
||||
for tx in all_txs:
|
||||
if tx["category"] == "退款" and not tx["excluded"]:
|
||||
tx["category"] = "其他收入"
|
||||
|
||||
# 4. 统计排除项
|
||||
print("\n[4] 统计...")
|
||||
excluded_stats = defaultdict(lambda: {"count": 0, "amount": 0.0})
|
||||
for tx in all_txs:
|
||||
if tx["excluded"]:
|
||||
excluded_stats[tx["category"]]["count"] += 1
|
||||
excluded_stats[tx["category"]]["amount"] += tx["amount"]
|
||||
|
||||
for cat, stats in sorted(excluded_stats.items()):
|
||||
print(f" 排除-{cat}: {stats['count']} 笔, ¥{stats['amount']:.2f}")
|
||||
|
||||
kept_count = sum(1 for tx in all_txs if not tx["excluded"])
|
||||
print(f" 保留: {kept_count} 笔")
|
||||
|
||||
# 5. 生成输出
|
||||
print("\n[5] 生成输出文件...")
|
||||
detail_count = generate_detail_csv(all_txs, OUT_DETAIL)
|
||||
print(f" 家庭收支明细.csv: {detail_count} 笔")
|
||||
|
||||
summary_count = generate_summary_csv(all_txs, OUT_SUMMARY)
|
||||
print(f" 家庭月度汇总.csv: {summary_count} 个月")
|
||||
|
||||
generate_log(all_txs, excluded_stats, OUT_LOG)
|
||||
print(f" 处理日志.txt")
|
||||
|
||||
print("\n" + "=" * 60)
|
||||
print("完成！输出文件位于 data/ 目录下。")
|
||||
print("=" * 60)
|
||||
|
||||
|
||||
if __name__ == "__main__":
|
||||
main()
|
||||
Reference in New Issue
Block a user